Althea
Althea told me...
Why do you believe that would lower premiums? If Pa. has low rates due to lower liabilities due to a healthier demographic, why would they have the same rates for NY who has much higher liability? Also...some states have rate regulators, many don't. I'm trying to understand why cross state business is the panacea? Hell...Congress could have done that already.Correction: Should be required to compete across state lines. That's one yuuuge area where ACA missed the boat. It might have had a small chance to succeed.
ACA might have had a chance to keep premiums low if not for a de fund of the risk corridor program, Congressional competence w/respect to the cost sharing program, and less obstructionism by the majority of Red state governors.