But that doesn't help the injured individual who can't collect for his medical treatment and there will be such cases......Oh, but wait.
There is a solution. Like the one in Quebec, Canada where ANYONE injured by an automobile is automatically compensated. Driver. Passenger. Pedestrian. Cyclist. Everyone is covered. Citizen. Visitor. Alien. Alien, as in undocumented person. Not these dudes
Of course, insurance rates are considerably less for everyone as there is no fighting insurance companies when injured. Each injury is compensated for at a set amount. In the past people with the resources to hire the best lawyers got high compensation while the "little" guy had to settle for whatever the greedy insurance companies decided to pay.
So, low rates. Full coverage for everyone injured. What do you think about that idea?