Not everybody can get a science degree and work for an oil company. But people who do seldom understand that not everyone else can! And those who are poor in this country don't choose it! I know people whose 401ks who are can't do anything but contribute to them because that is the way they are set up where they work. And some of those people are still $3-$10 thousand dollars down from where they were before 2008, The places where they work do not offer them any other choice on what they can do. Their 401ks are handled by others. Not everyone gets to do what you or your peers have done; to deny that fact is just plain propaganda. The pyramid of capitalism isn't built on the idea that everybody is on the top, it is built on the idea that a few at or near the top exploit the many at the bottom. I was never smart enough to compete with all the really smart people who knew how to do all that. To claim that the hundreds of millions of people who have never had wealth in this country chose not to have any is just plain ridiculous!