you gotta wonder....
Republicans Retain 36 Governerships and Complete Control of 25 State Governments
- Thread starter PraiseKek
- Start date
Republicans hold 36 governerships and Complete control over 25 state governments, the DNC managed to get a 50/50 split in a blue states house of delegates, hooray for you.
evince
Truthmatters
insurance companies make money by making sure collectively everyone pays in more than they pay out.
they do that by losing money on some contracts but making it up with others .
so they began to squeeze out the people they had to PAY UP on
they squeezed out sick people and retained the people who NEVER used the benifits of the coverage.
until those people began to use the coverage
then they kicked them off
In other words they kept squeezing until there was little benifit to having coverage.
all so they could year to year increase their profits
that caused the government to have to step in and make a fix
blame the greedy insurace cos
My daughter works in the industry, I am quite familiar with the junk policies that were sold to people before ACA, there was very limited coverage which people discovered when they made claims against them.
you can get YUGE coverage amounts for very low costs..it's why it's called "catastrophic". *duh*
The cover the big bills that non-covered person that didn't have any whereby they drove up costs for all.
They are certainly much better then having people pay Obamacare fines-especially now that Obamacare is becoming unaffordable for many
Um no they forced everyone making $9500 and over to purchase ACA coverage or an ACA private equivalent or face the individual mandate penalty, not to mention I don't plan on going uninsured but in order to get insurance for emergency situations I had to by the gold star coverage that I didn't want, need, and can't even afford to use.
It's as if they're under 25 and are still on mommy and daddys insurance, oh wait.
Catastrophic coverage was not in the same pool as the gold star coverage dipshit.
Lol catastrophic coverage is for medical emergencies which you clearly didn't know so spare us your supposed expertise on the subject.
It was catastrophic it didn’t cover a lot of things they claimed they would, that is why they were junk.
So, what do you think happens if your deductible on a catastrophic policy is $5,000 and your emergency room bill is $4500?
I had that coverage for awhile. the policies have written coverage they send you like any other.
They generally have limits on how much you could get for diagnostics.surgery, and hospital stay costs.
I'd rather have full coverage, cuz im an old geezer -but for the young and healthy, or those who would rather pay a fine -these are a viable alternative
what do you think happens? you owe $4,500.
suppose you have 25k in ER costs? how do you pay off that without any coverage?
The amount not paid is still the amount not paid and has to be written off by hospitals which leads to higher charges.
It's not even that it's unaffordable if you're in the right tax bracket, it's that people in those tax brackets can't afford to use it thanks to the outrageous deductibles, so basically we end up with younger poorer people leaning more towards $9500 a year than $43000 a year, subsidizing the coverage of people on the higher side of the tax bracket subsidy cut off point, who can afford to use it.
And don't even get me started about living in a state that didn't expand medicaid, a boat that I was in straight out of college where I didn't make enough to qualify for the ACA but made too much to qualify for Medicaid but still had to pay the individual mandate penalty when I wasn't insured.
people are more able to pay off $4.5 k.
ya. people forget the ACA is collapsing because of the high deductibles
Not young people and it is what makes hospital charges go up for the rest of us
You think someone making $9500 a year can afford a $2000 deductible?