My health insurance...Thank you President Obama!

Rana said:
Yes, it is and there have been people denied. Again, do the research, it happened all the time. I heard the stories from my daughter who worked for Aetna. it was criminal what they do to people. The insurance industry is a bunch of shisters.
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You are wrong. As all of your google links show... people who get denied that have high cholesterol have OTHER conditions as well. Every one of the links I clicked on (on the first page) showed that.
 
Superfreak said:
LMAO... the very first two links I clicked on stated, I was denied for high cholesterol AND....

They listed OTHER conditions that ALSO existed.

The THIRD link was the one you previously posted that states it is NOT usually rejected by itself.

So yeah... great big conspiracy... your links stated what I already stated. Thanks.
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The first one says "high cholesterol and a 24 bmi. A 24 bmi is in normal range, albeit the high end of normal.
 
Rana.... lmao... you 'groaned' my post because I pointed out that your links to people being denied do NOT show what you claim they did? How about YOU providing a link to someone who was denied solely based on high cholesterol. Then perhaps we can explore the mythical cases you say happen all the time.
 
Okay, Jarod and Darla lets concede, Damo and Superfreak have superior knowledge on the subject, even though Jarod has first hand knowledge and I have second hand knowledge through friends and family, but we are all liars and these two just "know" people aren't denied for high cholesterol.

So I bow to your VAST and superior knowledge on the subject.

I am done here and I believe you, Jarod and am happy that you got affordable healthcare. Damo and Superfreak aren't going to change their minds about it. They love private insurance apparently and don't believe that insurance companies are crooks and liars.
 
High blood pressure and high cholesterol by themselves are not usually considered pre-existing conditions, but if both are present, many insurance companies will refuse coverage.

Read more: http://www.livestrong.com/article/68656-preexisting-conditions-usually-denied-health/#ixzz1fmUsgEAy

Most articles do say that high cholesterol by itself is usually not considered a pre-existing condition (I'd be interested in what usually means, and it's self-evident that it doesn't mean always). I wonder Jarod, did you have high blood pressure as well by any chance? Maybe Jarod is overweight too, I mean, who the hell knows, but the point is this really comes down to, some find him believable others don't.

It can't be proved one way or the other with the information we currently have.
 
Superfreak said:
Rana.... lmao... you 'groaned' my post because I pointed out that your links to people being denied do NOT show what you claim they did? How about YOU providing a link to someone who was denied solely based on high cholesterol. Then perhaps we can explore the mythical cases you say happen all the time.
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If I groaned your post it was accidental, honestly. Don't be so sensitive. Even if I did groan your post, it's not personal. Geez
 
Superfreak said:
Rana.... lmao... you 'groaned' my post because I pointed out that your links to people being denied do NOT show what you claim they did? How about YOU providing a link to someone who was denied solely based on high cholesterol. Then perhaps we can explore the mythical cases you say happen all the time.
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I'll. Groan all your posts about this subject. It is one that affects me, I feel very personally about the subject and I believe Jarod. I feel you are being unfair and believe the insurance company propaganda.

I am done here and you can go on being smug about it and calling Jarod a liar, but I feel you don't know and haven't heard the personal horror stories I have heard about this industry.

You win, private insurance companies are ponder full, they never cheat people, they always pay and they alway give coverage to people! Jarod and I are both liars and you and Dmo are gods.
 
Damocles said:
LOL. This is Kaiser's high risk pool. After Kaiser covered their required number they were able to close the program to new enrollees. It isn't for the entire state.

Here you go, from 2010... Florida still had the program, and there were providers available. (later this same year Obamacare passed). Just not Kaiser per the state program requisite number already being covered. (However, it is not their practice to reject for high cholesterol if that is the only indicator.)

http://www.statehealthfacts.org/profileind.jsp?ind=603&cat=7&rgn=11

Jarod is making crap up for the following reason:

Health care was available for high risk patients through the state's high risk pool (not Kaiser). Therefore he was not refused any coverage "at any cost" as he claimed. It didn't happen.

Now, Obamacare did provide for this:

http://reason.com/blog/2010/05/05/obamacares-high-risk-pools-put

And at this time, it is true, that the carriers cannot reject Jarod (or anybody else) for such things. I think this is good. I just don't like it when somebody makes up BS to try to pull at the heart strings. It is fabrication. He had health care available to him in his state, it was even expanded for the extent until the requirement for preexisting coverage came into effect through (partially) federal funding.

The only piece I reject is the "at any cost" rubbish he tried to pull.
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Maybe in 10' I couild have gotten into the state program. I did not apply in 10', when I applied the only program againable, AT ANY COST, was the federal program!
 
Rana said:
I'll. Groan all your posts about this subject. It is one that affects me, I feel very personally about the subject and I believe Jarod. I feel you are being unfair and believe the insurance company propaganda.

I am done here and you can go on being smug about it and calling Jarod a liar, but I feel you don't know and haven't heard the personal horror stories I have heard about this industry.

You win, private insurance companies are ponder full, they never cheat people, they always pay and they alway give coverage to people! Jarod and I are both liars and you and Dmo are gods.
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Was he talking to you? I"m sorry I thought he was talking to me. My bad.
 
Please walk me though the process of posting my redacted letter.

The one I was able to find is from Golden Rule, however I was denied for the same reason by BC/BS and CIGNA.
 
Jarod said:
Maybe in 10' I couild have gotten into the state program. I did not apply in 10', when I applied the only program againable, AT ANY COST, was the federal program!
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You are so nice. I don't see how you continue to deal with these people after they have basically called you a liar. I am done on this thread. They love private industry and think it can do no wrong. I have sat and listened to the horror stories from people about their insurance. Good luck with these two, but you are talking to some brick walks.
 
Jarod said:
Please walk me though the process of posting my redacted letter.

The one I was able to find is from Golden Rule, however I was denied for the same reason by BC/BS and CIGNA.
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Wow, I wouldn't bother with them, but you are a good egg!
 
Jarod said:
Maybe in 10' I couild have gotten into the state program. I did not apply in 10', when I applied the only program againable, AT ANY COST, was the federal program!
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You couldn't have gotten into the state program that existed prior to the passage of the Affordable Care Act. Damo doesn't know what the hell he's talking about.
 
Rana said:
Okay, Jarod and Darla lets concede, Damo and Superfreak have superior knowledge on the subject, even though Jarod has first hand knowledge and I have second hand knowledge through friends and family, but we are all liars and these two just "know" people aren't denied for high cholesterol.
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I have FIRST hand knowledge as well Rana. I get people coverage all the time and work with the major carriers.
So I bow to your VAST and superior knowledge on the subject.
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As you should, because Jarod is outright lying.

I am done here and I believe you, Jarod and am happy that you got affordable healthcare. Damo and Superfreak aren't going to change their minds about it. They love private insurance apparently and don't believe that insurance companies are crooks and liars.
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LMAO... way to go emo... stating that Jarod is lying, which he is does not equate to 'insurance companies are lovely and ethical in all cases'. Jarod is simply lying. Period.
 
Basically, SF and Damo have called Jarod a liar because they believe their personal experiences are universal. That's pretty fucked up.
 
Jarod said:
Please walk me though the process of posting my redacted letter.

The one I was able to find is from Golden Rule, however I was denied for the same reason by BC/BS and CIGNA.
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I don't think any of us should be posting personal information, Jarod it will be used against you. I believe you. The thing is this is a personal subject. Obviously some are denied coverage for just high cholesterol or it wouldn't always say "usually not". and where does the usual come from? Is that because that's what their written guidelines state? And who is to say that insurance companies go by their written guidelines? Also, it's possible you have a borderline bmi, or a even a borderline blood pressure reading that added to it. Or maybe not.

This whole thing IMO has gotten way too personal. The question should not be does Jarod have a problem, but do people in general? And of course, everyone living in this country is well aware of the pre-existing condition horror stories, of the actual data. It's a huge problem, I only hope the affordable health care act will change that, but I don't know if it's going to yet. Not across the board. We'll see.
 
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