Let's try not to get all nitpicky over the additional $700.
[h=1]
SmartSense 0% $12,000 ded[/h]Details at a Glance
Plan Type
PPO
Office Visit for Primary Doctor
Visit 1-3 $35 Copay, deductible waived.
Visit 4+ deductible then 0%
Office Visit for Specialist
Visit 1-3 $35 Copay, deductible waived.
Visit 4+ deductible then 0%
Coinsurance
0% after deductible
Annual Deductible
Individual: $12,000
Separate Prescription Drugs Deductible
None
Prescription Drugs
Generic: $15 Copay or 40% Coinsurance, whichever is greater.
Brand: $15 Copay or 40% Coinsurance, whichever is greater.
Non-Formulary: N/A
Annual Out-of-Pocket Limit
Individual: $12,000
Includes deductible
Lifetime Maximum
Unlimited
Health Savings Account (HSA) Eligible
No
Out-of-Network Coverage
Yes (Details in plan brochure below)
Out of Country Coverage
Yes. Paid as in-network benefits if through a WorldWide BlueCard Provider (View Details)
http://www.ehealthinsurance.com/hea...-hampshire/benefit-detail/?health-plan=200031