Student-Loan Debt Is Strangling Gen X

Let me know when they have gurgled their last, so I can loot their pockets.

As a Conservative White Male, I didn't get to attend college, so I have no debts. Instead, I self-studied, took jobs with tech OJT, and eat strangled Gen Xers when ever I find them, so reduce grocery bills.

I find that taste allot better, when the limbs are roasted before they completely stop twitching.

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Kurmugeon said:
Let me know when they have gurgled their last, so I can loot their pockets.

As a Conservative White Male, I didn't get to attend college, so I have no debts. Instead, I self-studied, took jobs with tech OJT, and eat strangled Gen Xers when ever I find them, so reduce grocery bills.

I find that taste allot better, when the limbs are roasted before they completely stop twitching.

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Seek help
 
Damocles said:
I went through the Navy path. I graduated HS in 1988, went in the Navy and in 1992 went to college. I graduated in 1996. Almost all of my college had been handled through testing while I was in the Navy, so it was cheap and mostly paid for by the available funds for folks that were in the military. Any debt I incurred I paid for before Y2K.
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I did not go military. I wanted to be a Marie but by the time I tried to apply I had already had two knee surgeries from football injuries so I went straight into WSU in 1985 and graduated in spring of 1990. I also paid off well before year 2000.
 
Kurmugeon said:
Oh, I have lots of help. Almost all the Working White Men I know were also denied college by DEI, and they'll gladly help me loot and eat the Gen Xers who were DEI.

It will be a BBQ celebration! :)

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Nobody was "denied college".

Stop lying.
 
Kurmugeon said:
Oh, I have lots of help. Almost all the Working White Men I know were also denied college by DEI, and they'll gladly help me loot and eat the Gen Xers who were DEI.

It will be a BBQ celebration! :)

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Sure, blame it on someone else…
 
leaningright said:
Edge of Gen X here. Fifty-nine, born in 1966. Graduated High School in ‘84 and went back to work at that same high school in ‘88. Retired under the rule of 90 in 2018. Was rehired at the same school for a part time position that summer. Worked for the state minimum ($15,000) while drawing retirement for three years and now continue to teach 4 classes per day for a substantially more and some benefits. I go to work at 9 and leave for the golf course, creek or woods at 1:30.

When I graduated college I was in debt $25,000. My monthly check that first year netted me around $896. I got a step increase each year and then a larger raise in 1992. I paid that $25K off in 3 years. It wasn’t easy and I took extra work during the 2.5 months teachers get off in the summer. But paying that off was a priority.
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That’s great, LR! That shows real dedication.

It’s an interesting discussion. With libraries and everything online now, you can basically get a college level education for free.

The tradeoff is you miss the social side of college such as Greek life, athletics, meeting people, building relationships, and networking.

And of course, there is the virtue signal a degree sends to employers. Then there is the question of what kind of school you want. Do you go to a lower cost state school like Chico, or spend $100K a year at a place like USC?
 
leaningright said:
Edge of Gen X here. Fifty-nine, born in 1966. Graduated High School in ‘84 and went back to work at that same high school in ‘88. Retired under the rule of 90 in 2018. Was rehired at the same school for a part time position that summer. Worked for the state minimum ($15,000) while drawing retirement for three years and now continue to teach 4 classes per day for a substantially more and some benefits. I go to work at 9 and leave for the golf course, creek or woods at 1:30.

When I graduated college I was in debt $25,000. My monthly check that first year netted me around $896. I got a step increase each year and then a larger raise in 1992. I paid that $25K off in 3 years. It wasn’t easy and I took extra work during the 2.5 months teachers get off in the summer. But paying that off was a priority.
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Business Insider has a new article out claiming USC is the most expensive school in the country, at $100K with room and board. On the 'SC board people are discussing it and someone wrote this. I don't think the poster is alone in this thought:

"Universities are monsters created by bad education policy. At some point it was decided that everyone should go to college. Our entire k-12 system is designed for college or bust. I would argue the majority of kids either don’t want college or or aren’t geared for it. Many end up going accrue debt and still can’t make a living. Finally the trade school rumblings are beginning. Problem is they are starting them way too late. I’d argue that by the time a kid is entering HS you already know. Figure out the kids interest/skill set and get them going in that direction."
 
cawacko said:
Business Insider has a new article out claiming USC is the most expensive school in the country, at $100K with room and board. On the 'SC board people are discussing it and someone wrote this. I don't think the poster is alone in this thought:

"Universities are monsters created by bad education policy. At some point it was decided that everyone should go to college. Our entire k-12 system is designed for college or bust. I would argue the majority of kids either don’t want college or or aren’t geared for it. Many end up going accrue debt and still can’t make a living. Finally the trade school rumblings are beginning. Problem is they are starting them way too late. I’d argue that by the time a kid is entering HS you already know. Figure out the kids interest/skill set and get them going in that direction."
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Lots of truth there. There has been way too much push for ALL kids to go to college and so many have bought into it…literally. The military became a post HS option to be feared by some, trade school was somehow viewed as a less respectable route by others and college was the only push by most “pushers” in the 90’s to mid 2000’s. Debt piled up for a lot of folks.

As you know, my boy just graduated suma cum laude from OU in May. Because of the job market in about a 300 mile circle around OKC he is working at a bank in Ft. Smith, AR for $15 per hour. While they have plans for him to advance and for his pay to increase substantially in a year or two, it’s tough on him right now, and it really isn’t what he plans to do forever. But you know how life can change the best laid plans.

As to his college debt, he has none. Between his good grades, the Tribe picking up some slack and a grant provided tutoring job he was able to obtain as a sophomore he was only short about $9000. I covered that for him. A kid has to get something for staying out of trouble and making good grades, after all. 🤷🏻‍♂️😉
 
leaningright said:
Lots of truth there. There has been way too much push for ALL kids to go to college and so many have bought into it…literally. The military became a post HS option to be feared by some, trade school was somehow viewed as a less respectable route by others and college was the only push by most “pushers” in the 90’s to mid 2000’s. Debt piled up for a lot of folks.

As you know, my boy just graduated suma cum laude from OU in May. Because of the job market in about a 300 mile circle around OKC he is working at a bank in Ft. Smith, AR for $15 per hour. While they have plans for him to advance and for his pay to increase substantially in a year or two, it’s tough on him right now, and it really isn’t what he plans to do forever. But you know how life can change the best laid plans.

As to his college debt, he has none. Between his good grades, the Tribe picking up some slack and a grant provided tutoring job he was able to obtain as a sophomore he was only short about $9000. I covered that for him. A kid has to get something for staying out of trouble and making good grades, after all. 🤷🏻‍♂️😉
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What’s his degree that he can’t find a job, if I may ask? The bank I worked for had a loan officer, manager training program. Is the Oklahoma job market depressed? I thought it was one of the top 10 in growth?
 
archives said:
One thing I never understood is how one got themselves into such debt. Do they miss something when they agreed to the loans? Didn’t read the find print? When one purchases a house they understand the financial obligations, so how could this guy let a $74, 000 debt balloon into $300,000? Guess I’m missing something
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He is a stupid fuck...that not a reason for taxpayers to bail him out!!!!
 
Phantasmal said:
What’s his degree that he can’t find a job, if I may ask? The bank I worked for had a loan officer, manager training program. Is the Oklahoma job market depressed? I thought it was one of the top 10 in growth?
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His major is mathematics with certification in data analytics. His ideal job would be doing data analysis and data organization. He applied to several different companies that use that sort of thing or that provide that service but no dice so far. When he makes it to the next level interview it seems to come back to his lack of experience. Anyway, he’ll take his lumps and get there someday.

The overall job market here is ok, better if you are in oil or gas. He’ll find something one of these days. In the meantime it’s nice having him close to home. 😉
 
anonymoose said:
Yep. I was in a dorm without air conditioning in steamy Baton Rouge that looked like it was built in the 40s. We just got used to having a fan in the window. And used too it we did. Some of the happiest days of my life.
Last time I went to B.R. for a game I could hardly recognize the place. Hi rise luxury apartments took the place of those old dorm rooms.
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I live in a non air conditioned dorm near Dallas and had a fan in the window. I took 2-3 showers a day to help cool down. Sounds like our living experience was similar. We left our door agar at night to help the air circulation. Worked OK until some asshole water ballooned you in the middle of the night. :laugh:
 
cawacko said:
The thing is there are plenty of classes available already online, so people in remote areas do have access. The bigger challenge is whether a new online national university is seen as credible so that the degree carries weight.
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That is why I said a QUALITY online University. and for FREE as long as you maintain a 3.0. Then require Universities that accept Federal funds to accept the first two years of online credits with transfer students. That way a student could get his first two years of college for free then transfer to a great University like UT to finish up and receive a degree. The key is to provide QUALITY courses online. There isn't much difference between a freshman class with 500 students in an auditorium and an online course.
 
FastLane said:
I live in a non air conditioned dorm near Dallas and had a fan in the window. I took 2-3 showers a day to help cool down. Sounds like our living experience was similar. We left our door agar at night to help the air circulation. Worked OK until some asshole water ballooned you in the middle of the night. :laugh:
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Sounds familiar. Where did you go for undergraduate?
 
volsrocks said:
He is a stupid fuck...that not a reason for taxpayers to bail him out!!!!
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There was a guy I carpooled with to medical school he flunked out during his 2nd year. He was 225K in debt when he flunked out.

Little known fact. > If you flunk any course in medical school you have to repeat the entire year. The guy that I car pooled with repeated the 2nd year twice and flunk the same histology course twice.
 
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