Alabama Has The Worst Poverty In The Developed World

blackascoal said:
I'll address all 3 .. but let's start with healthcare. When was healthcare 'affordable' before Obamacare when in fact, healthcare was THE biggest cause for bankruptcy?

How Obamacare Helped Slash Personal Bankruptcy by 50%

As legislators and the executive branch renew their efforts to repeal and replace the Affordable Care Act this week, they might want to keep in mind a little-known financial consequence of the ACA: Since its adoption, far fewer Americans have taken the extreme step of filing for personal bankruptcy.

Filings have dropped about 50%, from 1,536,799 in 2010 to 770,846 in 2016 (see chart, below). Those years also represent the time frame when the ACA took effect. Although courts never ask people to declare why they’re filing, many bankruptcy and legal experts agree that medical bills had been a leading cause of personal bankruptcy before public healthcare coverage expanded under the ACA. Unlike other causes of debt, medical bills are often unexpected, involuntary, and large.
http://time.com/money/4765443/obamacare-bankruptcy-decline/

Affordable for who?
Click to expand...

You are seriously comparing bankruptcy filings from just after the financial crisis to last year? Yeah, no shock they went down. Especially given all the money the Fed pumped into the markets.
 
Sailor said:
An area that has raw sewage running into the street at least contains it to that area. How about the real sewage problems? That affect many, many people and the environment. Here, let me show you how high tax states are no better. These are just two examples. Plenty others out there if you want to actually google them.

http://www.courant.com/news/connect...d-fri-apr-14-120911-2017--20170414-story.html

https://www.politico.com/states/new...-plan-to-keep-raw-sewage-out-of-hudson-010478
Click to expand...
I checked the taxes in your state. You have a flat income tax? From the charts I read, your rates are about the same as Alabama.
 
Superfreak said:
You are seriously comparing bankruptcy filings from just after the financial crisis to last year? Yeah, no shock they went down. Especially given all the money the Fed pumped into the markets.
Click to expand...
QEs had nothing to do with allaying personal bankruptcies. It was a giveaway to the banks, in order to keep them liquid. They still refused to loan money in the early years of Obama's tenure.
 
Althea said:
QEs had nothing to do with allaying personal bankruptcies. It was a giveaway to the banks, in order to keep them liquid. They still refused to loan money in the early years of Obama's tenure.
Click to expand...

I did not say they directly allayed bankruptcies. But by pumping Trillions into the market, it boosted the market and the overall economy picked up again. when you have an improving economy, you tend to see a decline in bankruptcies.
 
cawacko said:
Please don't say after what you just pulled. You lost your shit yesterday because you said I started talking about race. Now you are moving the goalpost to say it doesn't matter if I started it or not because you found out I didn't start it.
Click to expand...

What I pulled? That's idiotic.

You refused to answer a simple question .. a tactic you've employed before. You DID talk about race, but you only wanted to do that where it denigrated democrats. Moving the goalposts my ass .. you ran from answering the question.

If you can't agree with that very OBVIOUS conclusion .. then let's not pretend to engage in anything remotely considered to be debate.
 
Superfreak said:
You are seriously comparing bankruptcy filings from just after the financial crisis to last year? Yeah, no shock they went down. Especially given all the money the Fed pumped into the markets.
Click to expand...

I'm comparing bankruptcies from decades ago ..

bankruptcy_graph.gif


Do you see the financial crises on that chart?

Bankruptcy due to medical bills have been a serious problem long before the crisis of 2007.

Study highlights rise in US healthcare costs since 1980
https://ehrintelligence.com/news/study-highlights-rise-in-us-healthcare-costs-since-1980/

Why Americans Are Drowning in Medical Debt
Healthcare is the number-one cause of personal bankruptcy and is responsible for more collections than credit cards.
https://www.theatlantic.com/health/...mericans-are-drowning-in-medical-debt/381163/

Again, exactly when was healthcare affordable?
 
blackascoal said:
Regardless of whether you introduced it or not, you responded with supposed racism within the Democratic Party. My question to you was simple .. and the truthful answer backed up exactly what Owl was saying. You wouldn't answer because you knew what the answer would be. There is decidedly no question that the Republican Party and a great many, if not most, republicans are racist indeed. How do you dispute that when you sit on this board full of racists .. everyone of them a republican?

This isn't the first time I've had to try to force a truthful answer out of you .. and that's a problem.

Either we debate honestly, or let's not debate at all.
Click to expand...

a racist calling me a racist,
you repugnant excuse for a man
 
blackascoal said:
What I pulled? That's idiotic.

You refused to answer a simple question .. a tactic you've employed before. You DID talk about race, but you only wanted to do that where it denigrated democrats. Moving the goalposts my ass .. you ran from answering the question.

If you can't agree with that very OBVIOUS conclusion .. then let's not pretend to engage in anything remotely considered to be debate.
Click to expand...

BAC, if you would like a debate over which party you feel is more racist please start a thread I would be glad to participate.

But I wasn't going to derail this thread because youwanted to have it here. And if it bothers you that someone points out racism in the democratic party then so be it. You may give all white people a pass for being racist because they vote Democratic but clearly not everyone else does.
 
Superfreak said:
You are seriously comparing bankruptcy filings from just after the financial crisis to last year? Yeah, no shock they went down. Especially given all the money the Fed pumped into the markets.
Click to expand...

exactly, our resident racist blackascoal thinks Obama was the catch all end all. All good is him and all bad was whomever was before or after him.
 
cawacko said:
BAC, if you would like a debate over which party you feel is more racist please start a thread I would be glad to participate.

But I wasn't going to derail this thread because youwanted to have it here. And if it bothers you that someone points out racism in the democratic party then so be it. You may give all white people a pass for being racist because they vote Democratic but clearly not everyone else does.
Click to expand...

But you had no problem 'derailing' the thread with a post about supposed racism among democrats. You didn't hesitate by saying that you weren't going to derail the thread then.

It bothers YOU when YOUR party gets called out for the racism that fuels it .. then you run and start looking for any minutia to hide behind.

Don't worry about it. Serious conversation appears too difficult for you.
 
blackascoal said:
What isn't a difficult concept to understand is that republicans control the poorest states, counties, and districts in the country.

Feel free to ignore that.
Click to expand...

First off BAC, here you are lying. This is 22 posts in. Your meme said nothing about controlling the poorest states, counties and districts in the country. Your meme said they voted for Romney. I know you are smart enough to know the difference. So right off the bat you are being dishonest.
 
Last edited:
And BAC here is the post that made you lose your shit yesterday. The bold is from owl the italics my response.


I'm sure you are aware that there is a subset of the Deplorables who believes that most people who live in poverty are black, and that Democrats try to keep them that way. So I mentioned that in Appalachia there is also abject poverty, among the white folks who live there.

I wonder what that guy would have found if he had traveled through parts of rural Mississippi?



Leaving aside the offensiveness of the deplorable term (read this if you want to see a black person call out the racism in the Democratic Party https://www.theroot.com/a-racist-fly...cau-1821065764) there are plenty of poor whites in this country. Anyone who lives in rural America knows this.


So you are really going to claim I derailed the thread there? And that I brought up race?

Again, you are lying. Something happened Saturday morning when you started saying I'm a right winger. I don't know what it is but it carried over into this. It's something personal for you.
 
Superfreak said:
I did not say they directly allayed bankruptcies. But by pumping Trillions into the market, it boosted the market and the overall economy picked up again. when you have an improving economy, you tend to see a decline in bankruptcies.
Click to expand...
I believe BAC was addressing healthcare related bankruptcies, but I haven't made my way through all the posts since my last visit. What the QEs did, was grab up all the shit paper from the banks, along with some good paper. It kept the housing market moving, but any 'trickle down' from that was pretty sector specific.
 
Althea said:
You claimed to live in a high tax state, and then offered your local conditions as evidence of....something.
Click to expand...

Ever wonder why they call it taxachusetts? Home of the Kennedy's, Elizabeth Warren, Barney Frank and all those other liberal heroes of yours? No need to be embarrassed here Althea. You bring it upon yourself. I simply showed higher tax wealthy states have the same if not more problems than poorer states. One would think with all that money, it would not be the case.
 
Althea said:
I believe BAC was addressing healthcare related bankruptcies, but I haven't made my way through all the posts since my last visit. What the QEs did, was grab up all the shit paper from the banks, along with some good paper. It kept the housing market moving, but any 'trickle down' from that was pretty sector specific.
Click to expand...

That is not the number he quoted, he simply made the same case many have before that a lot of bankruptcies are due to massive health care debts. a point that could be true, but is highly unsubstantiated due to lack of details in the data.
 
Superfreak said:
That is not the number he quoted, he simply made the same case many have before that a lot of bankruptcies are due to massive health care debts. a point that could be true, but is highly unsubstantiated due to lack of details in the data.
Click to expand...
True...because people can pay down medical debt by the month, whereas the mortgage/taxes must be paid in full. So even if you incur massive medical debt, you'll probably go under due to losing a house, etc.
 
You must log in or register to reply here.
Back
Top