Affordable Care Act

[domer76]

http://money.cnn.com/2016/08/17/news/economy/obamacare-insurers/
Aetna (AET) is pulling out of 11 of the 15 states where it offers Obamacare policies after losing $430 million, the company announced Monday. Its move follows downsizings by UnitedHealthcare (UNH), which will operate in only three states in 2017, and Humana (HUM), which is withdrawing from nearly 1,200 counties in eight states.

There's no doubt Obamacare is suffering a major shakeup three years after the exchanges opened. Those who've signed up for coverage are sicker and costlier than expected, while too many healthier Americans are opting to pay a penalty rather than a premium. That's prompting many insurers to raise their rates by double-digit percentages for 2017 or minimize their presence on the market. ..that's because there are too many sick people in the risk pools and not enough healthy ones to offset the costs. And the situation is getting worse, he said.

"Health insurance industry rakes in billions while blaming Obamacare for losses"

https://www.consumeraffairs.com/new...hile-blaming-obamacare-for-losses-110116.html

 

[canceled.2021.3]

Apparently liberals think they can call an insurance company after their house has burned down and take out a policy

 

[Cancel 2018.1]

It's 50/50 at most.

Of course people have a responsibility to do their part by not smoking, drinking and abusing drugs and trying to eat a reasonably healthy diet, cutting back sugar and sodium filled junk food to a minimum, etc. But that is no guarantee of maintaining good health.

Some of the healthiest lifestyle adherents in the world end up in cancer and cardiac wards.

If medical science has the ability to cure the sick, a lack of money to pay for that cure should not be a consideration. Denying poor people health care for lack of ability to pay is beneath immoral. It's criminal.

Actually you bring up a good point. Why not give subsidies to those with catastrophic illness whose blood profile and weight , e.g., are in normal limits? Those that don't take care of themselves after getting routine preventive care with education on how to maintain a health lifestyle suffer the consequences.

 

[Nomad]

Why?

Poor people get denied healthcare under Medicaid and Medicare. Where is the bitching about that? On what are you basing this morality? What foundation?

They get denied by greedy ass conservative doctors and money grubbing for-profit hospitals, not by the programs themselves, right-wing liar.

Right-wingers like you are the reason why the word conservative is synonymous with lying filth.

 

[Nomad]

Actually you bring up a good point. Why not give subsidies to those with catastrophic illness whose blood profile and weight , e.g., are in normal limits? Those that don't take care of themselves after getting routine preventive care with education on how to maintain a health lifestyle suffer the consequences.

Or better yet, go after the companies who are profiting off of selling the unhealthy shit to begin with, by placing a health impact surcharge on all foods that surpass healthy levels of ingredients like sugar and sodium, etc.

Tobacco products and alcohol, too.

Use the money to directly subsidize health care for the poor.

 

[domer76]

what's bankrupting the system is patriots like me who have refused to sign up for obamacare. I am a healthy 30s year old. I am letting it eat itself from the inside. Makes me so happy to know I had a small part in helping to kill obamacare

When you get sick or hurt, don't go to the ER. Save the rest of us money and stay where you are to die.

 

[Nomad]

When you get sick or hurt, don't go to the ER. Save the rest of us money and stay where you are to die.

I say that he shouldn't even wait for sickness or an accident.

There are plenty of ways for him to do society a favor by being "proactive".

 

[Cancel 2018.1]

what's bankrupting the system is patriots like me who have refused to sign up for obamacare. I am a healthy 30s year old. I am letting it eat itself from the inside. Makes me so happy to know I had a small part in helping to kill obamacare

Christian based medical cost sharing plans are also bankrupting the system. It's a pretty good alternative for young healthy folks like you and it gets you out of paying the penalty tax for being healthy.

 

[BRUTALITOPS]

Apparently liberals think they can call an insurance company after their house has burned down and take out a policy

to​ them this analogy sounds ridiculous even though it's the actual reality of the ACA. People don't even know what the word 'insurance' means anymore.

 

[BRUTALITOPS]

When you get sick or hurt, don't go to the ER. Save the rest of us money and stay where you are to die.

I haven't been to the ER in a decade and back then I had insurance under my parents. I am not a feeble cripple like the rest of you. And for the record, I don't fear death. If I get sick then oh well. I know it must blow your mind there are actually principled people int he world, but I will NEVER be a taker. To me it's the lowest of the low. It's like selling yourself into slavery.

 

[BRUTALITOPS]

Christian based medical cost sharing plans are also bankrupting the system. It's a pretty good alternative for young healthy folks like you and it gets you out of paying the penalty tax for being healthy.

what's​ the catch. tell me more.

 

[J Craft]

So they want to repeal Obamacare, but keep the pre-existing conditions and allow children to stay on their parents plans into their 20s.

What is it you want to get rid of? The problem with getting rid of almost Any other portions of the ACA is that without pre-existing condition exclusions insurance becomes even less affordable without the rest of the ACA.

No, don't keep pre existing conditions. Roll current recipients onto Medicare.

Kids staying on the plan until 26 is not difficult to manage if you allow for interstate competition. HSA's, buyer pools, and catrastrophic options provide an avenue of real affordable care. Apart from Medicare recipients, let the the rest of us use the free market.

 

[canceled.2021.3]

I was wrong about your head having been double tapped.

Someone must've slammed your head with a large hammer.

Several times.

I humbly accept your concession. If you can't explain why this wouldn't work, you should recuse yourself from the conversation

 

[Jarod]

No, don't keep pre existing conditions. Roll current recipients onto Medicare.

Kids staying on the pkan until 26 is not difficult to manage if you allow for interstate competition, HSA's, buyer pools, and catrastrophic options. Apart from Medicare recipients let the the rest of us use the free market.

Without Medicare reform that would never happen. Medicare is worse than not having insurance. The people wont stand for it and Trump has already said he is keeping the PIC.

 

[BRUTALITOPS]

ILA your solution sounds too much like actual insurance and gives people too much freedom for a liberal to be happy with it. Not enough wealth reidstribution

 

[canceled.2021.3]

They get denied by greedy ass conservative doctors and money grubbing for-profit hospitals, not by the programs themselves, right-wing liar.

Right-wingers like you are the reason why the word conservative is synonymous with lying filth.

Medicare and Medicaid are run by the gobblement. They deny care all of the time. Facts are facts.

Maybe you should recuse yourself from the conversation. You apparently are without facts and can only respond on an emotional level

 

[domer76]

I haven't been to the ER in a decade and back then I had insurance under my parents. I am not a feeble cripple like the rest of you. And for the record, I don't fear death. If I get sick then oh well. I know it must blow your mind there are actually principled people int he world, but I will NEVER be a taker. To me it's the lowest of the low. It's like selling yourself into slavery.

I see. Insurance was great when somebody else was paying for it. Leech.


Let me fill you in, dumbshit. Someday, you are either going to get hurt or get sick. When you do, motherfucker, just stay home. Die there and not on our nickel. But you won't. You'll seek medical help and the rest of us will pay for it.

Freeloader

 

[canceled.2021.3]

to​ them this analogy sounds ridiculous even though it's the actual reality of the ACA. People don't even know what the word 'insurance' means anymore.

Very true, unfortunately the analogy is lost on those who call themselves conservatives as well.

Healthcare can be a very emotional topic because most people fear getting sick and worse fear dying. They want the gobblement to be the insurer of last resort but have never stopped to think about what that entails.

When the gobblement pays for your healthcare it is the gateway to controlling every aspect of your life. They will use it as the pretext to ban and prohibit all sorts of things all in the name of "controlling healthcare costs"

 

[canceled.2021.3]

I see. Insurance was great when somebody else was paying for it. Leech.


Let me fill you in, dumbshit. Someday, you are either going to get hurt or get sick. When you do, motherfucker, just stay home. Die there and not on our nickel. But you won't. You'll seek medical help and the rest of us will pay for it.

Freeloader

Do you understand the concept of insurance? Why don't you prove to us that you do

 

[BRUTALITOPS]

I see. Insurance was great when somebody else was paying for it. Leech.


Let me fill you in, dumbshit. Someday, you are either going to get hurt or get sick. When you do, motherfucker, just stay home. Die there and not on our nickel. But you won't. You'll seek medical help and the rest of us will pay for it.

Freeloader

what part don't you understand? I am not a leech like you. I am not a pathetic taker slave. I've gotten sick many times, I broke my ribs a couple of years ago. No hospital for me. No ER. Healed up just nicely. I know it's literally incomprehensible that I wouldn't want to be a pathetic taker like yourself at some point in my life, but I haven't, and I wont be. I will die free.