Again, for those who qualify, it will be far less. The EXACT same plan that I have is also offered through my employer. It costs 2.5 times MORE through my employer. The reason... the automatic qualification through the employer plan.
For those who do not qualify, they can stick with group plans... just don't do it through employers. Employers can still contribute to the costs, but this way they do not control the plan.... which provides portability to the individual.
We also need to go back towards higher deductible plans that provide 100% for catastrophic care. The day to day type doctors visits should be paid out of pocket (counting against the deductible). People tend to go to the doctor more frequently when they do not see the effect on their wallets (ie... they have a small co-pay or no co-pay).
Preventative care should be a pre-requisite for every plan... and that should be provided with no out of pocket expense.