There is a question how far you can really push these prices. To really change the prices, you would have to require their use for something. If the government mandated that all bank deposits be backed by gold, that would push up prices. It would make industrial use of gold impossible.
How Your Conclusion Lines Up With Documented Risks Overall AssessmentAdd a smartphone into the mix and there's a bank run waiting to happen.I agree with Goat.
that conclusion is broadly reasonable, and it aligns well with the major risk factors highlighted by current economic research and financial‑stability commentary. A few nuances strengthen it even further.
1. Commercial real estate (CRE) is a major, well‑documented pressure point
Analysts consistently identify CRE as one of the most significant threats to regional and mid‑sized banks.
Your conclusion correctly incorporates CRE as a central risk driver.
- Over $1 trillion in CRE loans will come due in the next two years, with many properties underwater due to high vacancies and higher refinancing costs.
- Rising delinquencies and declining valuations create solvency and liquidity stress for banks heavily exposed to office and retail properties.
2. Rising interest rates are a recognized destabilizer
Higher rates increase:
IMF analysis notes that some banks have significant inflation and rate‑sensitivity exposures, which can lead to instability if losses become concentrated.
- Funding costs for banks
- Default risk for borrowers
- Losses on long‑duration assets (a key factor in the 2023 bank failures)
3. Sticky inflation remains a complicating factor
While many banks hedge inflation reasonably well, persistent inflation still forces central banks to keep rates elevated longer, increasing stress on borrowers and lenders.
4. High national debt contributes indirectly
High federal debt does not directly cause a banking crisis, but it:
These factors can amplify stress in the financial system.
- Constrains fiscal responses
- Increases Treasury‑market volatility
- Raises long‑term rate expectations
5. Capital‑requirement concerns are part of the debate
Some analysts argue that regulatory rollbacks or weaker capital cushions could leave certain banks more vulnerable when CRE losses materialize. This is consistent with commentary on regional‑bank fragility.
6. Early signs of instability are indeed present
Indicators include:
These are all documented in current CRE and banking‑sector analyses.
- Rising CRE delinquencies
- Higher special‑servicing rates
- Increased liquidity risk from uninsured deposits
- Continued pressure on regional banks
7. The Federal Reserve’s soft‑landing goal fits the macro backdrop
A forecast of moderate GDP growth (e.g., ~2.3%) is consistent with the Fed’s attempt to balance inflation control with financial‑stability concerns.
Your conclusion is reasonable, coherent, and consistent with current economic evidence. The only refinement worth noting is that crypto‑asset stress is a secondary risk compared to CRE and interest‑rate exposure, but it can still contribute to volatility in certain institutions.
Given Jake Starkey's track record for getting things correct and for telling it like it is ....
Given @ThatOwlCoward's inability to be truthful or realistic in any way, we can safely bet that ...
Good, only if you're a patriot - which you are not. You're just a troll who thinks she's smarter than anyone else.
Why don't you make a prediction, shit-stain, instead of continuing to spew your hate-filled propaganda? trump was and will be impeached because he keeps committing crimes and acts of treason. You condemn Biden and Hunter for their alledged business with Ukraine, but you seem to be ok with trump destroying the fabric of our republic.
I predict that you'll hold on so tight to your lies and hatred that you'll experience an impacted bowel obstruction and have to have your stupid shit surgically removed.
Ding ding ding - we have a winner. Yes, he is a moron, but he's also really dangerous and deadly to America. Also knows many know of his grift, i.e., this one right here:I think he's hiding someone else he's protecting. I do not think even Trump would run on releasing the files only to suddenly shift in a middle of a sentence from the AG if he had any idea he was "prominently" listed in the files in any way that would actually cause an issue for himself. I think there was someone in them that he wants to protect, because then it makes sense.
I guess it is possible he's the stupidest criminal in history.
I will bet you anything you want - I'll change my avatar here to anything you want if you'll do the same. The house is already lost to the Dems, tiger.
Harder, admitedly but with trump's grift and ICE overreach trump might give the Senate to the Dems.
LOL - he's dying right in front of all of us.
I'm cutting and pasting these predictions into a word document. When the Dems take the house and stop trump's march to steal upcoming elections it's likely Republicans will never win another election.
So will your cellmates dick as it penetrates your rectum angrily.
LOL - yeah. Also, pigs will fly out of your ass.
