The solution for healthcare that will never be instituted

[Robo]

Your problem that what you want is in contradiction with itself; states can already regulate their insurance markets as they see fit.

Not so! While states can and do regulate their insurance markets, thgey’re also regulated by the federal government. Selling individual health insurance across state lines is a federal regulation

The system you seem to want is a federalist regulation that allows state insurance plans, regulated in different states, to be available in states where different regulation exists. So you want a federal law to overrule state-based regulations so that out-of-state insurance plans can be offered in a different state's regulated market.

Where did you get that dream from?

You don't seem to know what the fuck you want.

On the contrary! I know I want exactly what I know is constitutionally mandated by the 10th amendment. The “POWER” delegated for health insurance regulations and systems is “RESERVED TO THE STATES RESPECTIVELY AND TO THE PEOPLE.” The states and the people are to determine their own healthcare systems and insurance policies, within the confines of constitutional rights and delegated powers.

 

[LV426]

Not so! While states can and do regulate their insurance markets, thgey’re also regulated by the federal government.

How so, then?

You don't say.

You can't say.

You just know it to be true because you want it to be true.

No, the Feds do not regulate state insurance markets, your state insurance commissioner does.

 

[LV426]

Selling individual health insurance across state lines is a federal regulation

Which they can already do!

You can buy an out-of-state plan right now if they are offered in your state, and if your state insurance commissioner allows it.

That has nothing to do with the Feds, you goofball.

 

[LV426]

Where did you get that dream from?

From you! That's what you're arguing!

You are arguing that state insurance plans should be sold across state lines, which they can already do, but that the states must abide by out-of-state regulations to allow for out-of-state plans to be sold in the state.

So you want to allow insurance plans, regulated by Delaware, to be sold in the state of Georgia without those Delaware plans abiding by Georgia's regulations. Right? It would take a federal law to make that happen, hence why your 10A argument eats itself.

I can't make it any simpler than that.

 

[Robo]

Insurance is already allowed to be sold across state lines, doofus.

The reason most insurers don't is because each state regulates insurance differently, which is what you want.

So your solution is already in play. You can already buy insurance out of state if your elected state insurance commissioner allows it.

health insurance is only allowed across state lines by federal regulations by collectives such as company policies of a determined minimum of people insured, union collective policies and now by a Trump executive order any other collective arrangement subjected to a minimum amount of people to be insured. Individual health insurance policies are federally illegal.

 

[PoliTalker]

Hello Robo,

The solution to good healthcare that will never be instituted because the human race is made up of morons, is simply to abide by the 10th amendment to our Constitution.

“The powers not delegated to the United Sates by the Constitution, or prohibited by it to the States are reserved to the States respectively, or to the people.”

The federal government as designed by our founders incorporated the idea that the best way to avoid corrupted government was to empower the government closest to the people where they, (the people) could better know what was going on in government, i.e. State and local government and thereby the folks could be more informed about their politicians and vote the bastards out who were truly the bastards and vote the uncorrupted folks into government offices

The founders understood that the voters in state A had no control over who the voters in state B voted into a federal government, thus representatives from several states were more immune to the actual will of all of the people and thereby what the folks in one state accepted and promoted as moral and economic standards might well be rejected by folks in other states, thus we got the 10th amendment i.e. the founders didn’t believe that a federal government instituting federal “fits all” laws was a good idea. That’s why the federal government was designed by the Constitution to leave the majority of law making powers to the states, (as regulated by the individual rights and immunities guaranteed by the national Constitution), and only empower the federal government to do what the states and the folks couldn’t do for themselves, (see Article one section eight of our Constitution.

Fixing the nation’s healthcare system requires that a corrupt inept and incompetent federal government get the hell out of the healthcare business and leave the money and the power to design individual state healthcare system with the states. That’s exactly what our founders intended, a laboratory of states learning one from the other how to deliver to the people the best healthcare and thereby even promoting at the same time the right and freedom of the folks to vote with their feet and move to the states whereby they were most politically agreeable with, not just for healthcare, but for every moral and economic established system promoted and financed and delivered by a particular state.

I have to wonder how many people who TALK about moving to another State for lower taxes, better laws, better government, etc, HAVE EVER DONE SO?

I can just picture the conversation.

"Honey, we have to move to XYZ State because they have lower taxes."

"Go ahead, dear. I'm staying right here near the grandchildren."

 

[LV426]

On the contrary! I know I want exactly what I know is constitutionally mandated by the 10th amendment. The “POWER” delegated for health insurance regulations and systems is “RESERVED TO THE STATES RESPECTIVELY AND TO THE PEOPLE.

Right...OK...so taking that position through to its conclusion; you want insurance plans regulated in Maine to be sold in Georgia's regulated market, but you don't want the Maine plans to abide by Georgia's regulations. So that doesn't work. It's functionally impossible if your argument for it is simply the 10th amendment.

 

[Robo]

How so, then?

You don't say.

You can't say.

You just know it to be true because you want it to be true.

No, the Feds do not regulate state insurance markets, your state insurance commissioner does.

If you say so!!!!

 

[LV426]

The states and the people are to determine their own healthcare systems and insurance policies, within the confines of constitutional rights and delegated powers.

Which they already do!

For fuck;s sake, dude, what do you think an insurance commissioner does? Those aren't federal positions, you fool, they're state-elected positions. You vote for your state insurance commissioner who determines what the regulated market looks like in your state. What you want is for out-of-state plans to overrule that power so those out of state plans can be sold in state...and that would require a federal law because each state regulates their insurance markets differently.

 

[LV426]

health insurance is only allowed across state lines by federal regulations

NO! Insurance is allowed across state lines if your state insurance commissioner allows it.

And this is moot because there already is an option to enroll in an out-of-state plan if your insurance commissioner allows it.

You seem to want federalism without federalism, which is why your argument is dumb.

 

[Ross Dolan]

Which they already do!

For fuck;s sake, dude, what do you think an insurance commissioner does? Those aren't federal positions, you fool, they're state-elected positions. You vote for your state insurance commissioner who determines what the regulated market looks like in your state. What you want is for out-of-state plans to overrule that power so those out of state plans can be sold in state...and that would require a federal law because each state regulates their insurance markets differently.

 

[LV426]

such as company policies of a determined minimum of people insured, union collective policies and now by a Trump executive order any other collective arrangement subjected to a minimum amount of people to be insured. Individual health insurance policies are federally illegal.

In every case, those insurance plans are regulated by the state, not the Feds.

You want to allow a plan regulated by Maine to override the regulations in Georgia so it can be offered. I'm telling you that is a self-contradiction because it means that the state regulating insurance means nothing if you force the state to accept plans with different regulations from other states.

Your entire argument is masturbation.

 

[LV426]

If you say so!!!!

Well, it's not me saying that, it's the states.

Your problem is that you are just angry at the health care system because you've been brainwashed and conned into it. Nothing you are saying here makes any sense. The crux of your argument is anti-10th Amendment because you think states shouldn't regulate insurance since you want to force states to accept insurance plans that are regulated by another state.

You are arguing for increased federalism, genius.

 

[Robo]

From you! That's what you're arguing!

Then it's perfectly apparent to me you either have no understanding of my post, or you don't want to understand my post or you're talking out of your ass purposely, because you're at a total loss as to why States shouldn't create their own health insurance, you know that a couple of states have studied Single Payer and rejected it because of the cost, you want the feds to keep the loot and establish Single Payer, you're so naive that you believe that BIG INSURANCE won't control a federal single payer system and you're in total denial!

 

[Robo]

In every case, those insurance plans are regulated by the state, not the Feds.

You want to allow a plan regulated by Maine to override the regulations in Georgia so it can be offered. I'm telling you that is a self-contradiction because it means that the state regulating insurance means nothing if you force the state to accept plans with different regulations from other states.

Your entire argument is masturbation.

Whatever you say friend!!!!

 

[Robo]

Well, it's not me saying that, it's the states.

Your problem is that you are just angry at the health care system because you've been brainwashed and conned into it. Nothing you are saying here makes any sense. The crux of your argument is anti-10th Amendment because you think states shouldn't regulate insurance since you want to force states to accept insurance plans that are regulated by another state.

You are arguing for increased federalism, genius.

Whatever you believe friend!!!!

 

[LV426]

I think it's truly about his ego at this point. He doesn't want to give me the satisfaction of him admitting he's full of shit because he knows I'll use it to undermine everything else he believes.

The problem with Conservatism is that it all boils down to the inflated sense of ego these people have. So if you pull at a single thread, the whole sweater unravels and they know it.

So they dig in their heels, even if their arguments make no sense, because they need to protect this image they created for themselves where they have good judgment, good instincts, and the capacity to think critically.

But it's just an image.

The reality is that they're dumb as shit.

 

[LV426]

Then it's perfectly apparent to me you either have no understanding of my post, or you don't want to understand my post or you're talking out of your ass purposely, because you're at a total loss as to why States shouldn't create their own health insurance, you know that a couple of states have studied Single Payer and rejected it because of the cost, you want the feds to keep the loot and establish Single Payer, you're so naive that you believe that BIG INSURANCE won't control a federal single payer system and you're in total denial!

OK, so now your position has changed.

Now you want states to create insurance plans? What happened to your lionization of private plans? And you want those state-created insurance plans to be offered across state lines, in markets where other states are doing the same thing, but differently because their regulations are different.

It's a totally ass-backwards argument on your part.

 

[LV426]

Then it's perfectly apparent to me you either have no understanding of my post, or you don't want to understand my post or you're talking out of your ass purposely, because you're at a total loss as to why States shouldn't create their own health insurance, you know that a couple of states have studied Single Payer and rejected it because of the cost, you want the feds to keep the loot and establish Single Payer, you're so naive that you believe that BIG INSURANCE won't control a federal single payer system and you're in total denial!

Here's what you want:

You want a Blue Cross insurance plan, regulated in the state of Illinois, to be sold in the Alabama market, which regulates its insurance differently. What that means is that the state-based regulations in Alabama are moot because you're forcing them to accept an insurance plan from out-of-state that was regulated differently.

The only way to make that work is with federalism; you have to establish a national standard of regulation that every state's regulated market must meet in order for out-of-state plans to be sold.

 

[LV426]

Whatever you say friend!!!!

You don't know what you're talking about, and it shows.