Yes, I am quite aware that the POLITICIANS granted them anti-trust exemptions..... THAT is the GOVERNMENT at work for you.
That's why people must stay involved...to make sure they're gov't works FOR them and not against them. Let's get real, low voter turn out in local and national elections opens the door for special interest to take control. The result...you get some good, you get some bad.
It is NOT the company a person works for that doesn't 'allow' you to keep the plan. It is the SYSTEM. A SYSTEM that sets up 'corporate' plans to begin with.
The company has a certain plan, it sticks to it. The SYSTEM currently says you can't stick to your old plan. So essentially, you're saying the same thing I am.
As mentioned, we don't have 'corporate' auto insurance plans or mortgage insurance plans. Why do we do so for health care? Oh, thats right... because the idiots in DC (both parties) allow the insurance companies to bribe (but they call it 'lobby') them into allowing them exemption from anti-trust. They bribe the politicians to create the monstrosities that are HMO's.
Tell me something I don't know....essentially you're repeating all the reasons why the Obama healthcare plan is such a major threat to the system (well, the original single-payer options anyway). Which is what I pointed out in the beginning....so you're bitching about not trusting gov't, yet you bitch about people trying to change how gov't works. You can't have it both ways, man.
Health care costs began their ever increasing cost spiral when the idiots in DC decided to make health insurance costs deductible for corporations, but not for individuals. When Medicare was created, costs further escalated as seniors went in for anything and everything because they no longer had to 'pay' for it. People have a natural tendency to spend more when it is not coming directly from their pocket.