Health isnurance for profit is AMORAL!

The Women’s Health and Cancer Rights Act of 1998 (WHCRA) is a federal law that requires group health plans and health insurance companies that offer mastectomy coverage to also pay for reconstructive surgery after mastectomy. This coverage must include all stages of reconstruction and surgery to achieve symmetry between the breasts, breast prostheses, and treatment of complications that result from the mastectomy, including lymphedema. More information about WHCRA is available from the Department of Labor and the Centers for Medicare & Medicaid Services.

https://www.cancer.gov/types/breast/reconstruction-fact-sheet

Poor Brad is proving my point

There is nothing in that law that says it has to be covered at the same time of the mastectomy.

Do you concede that the mastectomy can proceed and the reconstruction can occur at a later date?

Do you also concede that breast reconstruction has ZERO to do with removing the cancer?

This is purely patient preference and will have nothing to do with her outcome.

Your OP was misleading. They are not denying the mastectomy.

BTW did you know that the law you cite exempts government programs including Medicare and Medicaid? Did you know that?

You have been exposed yet again.

If your wife’s mastectomy is delayed,it is1000% your CHOICE
 
It is amazing to me that Jarod thinks so little of his wife that he would delay life saving treatment

Get the mastectomy ASAP Jarod. You can make your wife look like Stormy Daniels later
 
Jarod

Why did Bill Clinton exempt Medicare and Medicaid?

Why should private insurance be treated differently?

Is your wife better than a Medicaid patient?

Does your wife deserve better care than a Medicaid patient?
 
Jarod

Why did Bill Clinton exempt Medicare and Medicaid?

Why should private insurance be treated differently?

Is your wife better than a Medicaid patient?

Does your wife deserve better care than a Medicaid patient?

We only have Brad's assurances that his wife is even ill. As the discrepancies in his statements indicate, his account may not be truthful.
 
It appears that your insurer interprets this matter differently, unless you concocted the entire story of out whole cloth.

Actually Jarod is correct about the law.

He is being deliberately misleading about what is going on.

1) The physician he wants to use us out of network. Everyone knows that insurance companies negotiate rates with physicians (in network)
2) I can guarantee there is a physician that is in network that can perform the surgery but Jarod doesn’t want to use him/her
3) The mastectomy can proceed first and is not being denied by the insurance company.

Jarod is purposely delaying his wife’s surgery.
 
Actually Jarod is correct about the law.

He is being deliberately misleading about what is going on.

1) The physician he wants to use us out of network. Everyone knows that insurance companies negotiate rates with physicians (in network)
2) I can guarantee there is a physician that is in network that can perform the surgery but Jarod doesn’t want to use him/her
3) The mastectomy can proceed first and is not being denied by the insurance company.

Jarod is purposely delaying his wife’s surgery.

I suspect a rescission may loom large in the Counselor's past, given his penchant for presenting information in a circumlocutory manner.
 
The Women’s Health and Cancer Rights Act of 1998 (WHCRA) is a federal law that requires group health plans and health insurance companies that offer mastectomy coverage to also pay for reconstructive surgery after mastectomy. This coverage must include all stages of reconstruction and surgery to achieve symmetry between the breasts, breast prostheses, and treatment of complications that result from the mastectomy, including lymphedema. More information about WHCRA is available from the Department of Labor and the Centers for Medicare & Medicaid Services.

https://www.cancer.gov/types/breast/reconstruction-fact-sheet

Does it say IMMEDIATELY or address Doctors not covered under a specific plan?
 
The Women’s Health and Cancer Rights Act of 1998 (WHCRA) is a federal law that requires group health plans and health insurance companies that offer mastectomy coverage to also pay for reconstructive surgery after mastectomy. This coverage must include all stages of reconstruction and surgery to achieve symmetry between the breasts, breast prostheses, and treatment of complications that result from the mastectomy, including lymphedema. More information about WHCRA is available from the Department of Labor and the Centers for Medicare & Medicaid Services.

It appears that your insurer interprets this matter differently, unless you concocted the entire story out of whole cloth.
 
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