Health isnurance for profit is AMORAL!
- Thread starter Jarod
- Start date
There appear to be clear inconsistencies between your 2014 testimony and the details you testified to in this thread.
Are you unable to reconcile these jarring and divergent details?
Asked and answered.
It would appear to many reasonable persons that you were considerably taken aback, and in fact outraged by the recent discovery of the insurers' actions. Are you telling this forum that you had no previous awareness of the likelihood of the occurrences you have described?
So you've said.
This appears to be a clear reference to your wife's past inability to obtain health insurance due to a PEC. Is that correct?
Please consider your answer carefully.
I knew insurance companies played these games, I was taken by surprise that they are doing it as an excuse to delay lifesaving medical treatment.
I find that admission astonishing, Counselor. Isn't it a fact that you deal with insurers in a professional capacity?
Not health insurance. I work with liability insurance. To the educated, these are different things entirely.
So you know they play these games to try to Delay lifesaving medical procedures?
I don't care for your tone, Counselor.
Since, according to your own testimony, you "knew insurance companies played these games", how do you explain your unpreparedness for recent events?
Please stipulate that "games" and "lifesaving medical procedures are your characterizations unsupported by a finding of bad faith on the part of the insurer or any expert medical testimony before the forum.
Is it correct to say that you are not a licensed physician, Counselor?
You are a fuckhead and either stupid or pretending to be.
I was taken aback at the blatant disregard of live in favor of money.
Could be rescission. One of many problems with for profit health insurance is they make more money by refusing the care you paid for, so they do. They fight to deny coverage whenever they can. It is an adversarial arrangement. Getting sick is bad enough, but fighting with your insurance company to get procedures paid for for makes it all much worse.
Would it be reasonable for an experienced legal professional who has testified that they "knew insurance companies played these games", to be "taken aback" by recent developments?
Are you stating for the record that you had no knowledge whatsoever of standard and customary business practices in the health insurance industry?
From your considerable professional experience with property and casualty insurance, wouldn't it be reasonable to expect a high level of due diligence on your part before entering into a binding contract with any insurance provider?
Indeed it could. Rescission is generally executed in cases where the insured has falsified or omitted relevant information which they ought to have supplied to the insurer upon application for coverage, isn't it?
They prefer you just die.
If that is so, Counselor, can you explain why you entered into a contract and presumably paid premiums to such an unconscionable enterprise?
That has yet to be established, Counselor. Kindly refrain from assigning fault when no determination has been made.
ThatOwlWoman
Not Nice
Yeah. Insurance began as a good idea way to pool your risks -- house fire, car accident, adverse health event -- into a for-profit firmly-entrenched part of our economy. The health insurance industry in particular is the perfect example of unfettered capitalism run amuck. I know our conservative friends hate to hear this, but other more civilized countries laugh at our stupidity for allowing this in favor of a regulated mixed-socialism/capitalism health care system instead.
Anti-national health care people fear "government death panels" -- a cute phrase coined by $arah Palin whose own family benefits from a govt. health insurance plan. Guess what? We already have death panels in our capitalism-based health care insurance scheme. Non-medically-educated ppl get to decide whether your health condition is feasible to treat so that you live and profits are maintained. If you have something extremely expensive to treat... well good luck with that shit.
My youngest daughter has MS. Every few months, since her diagnosis, she has had to have her physicians go to battle with her health care plan to approve her medications, diagnostics, and other health needs. Her meds alone are more than $5K/month. That being said, this week we celebrated a great health report -- she has gone an entire year with no new plaques in her brain, no new symptoms, and they are saying -- for now -- remission. She has a particularly aggressive form of MS so this is wonderful news.
Wouldn't it be great if *every* American citizen had the same access to world-class health care without the battle to get it paid for? We can do this; hundreds of other nations have.