Shouldn't that decision be made by the individual concerned?
Despite liberal lies, premiums are higher, according to study
- Thread starter Big Money
- Start date
Shouldn't that decision be made by the individual concerned?
O
"page not found". Another epic failure by the forums prolific leftist asshat and liar.
"page not found". Another epic failure by the forums prolific leftist asshat and liar.
A retarded coward? Unusual but I do understand how intimidating my intellect can be to an ignorant conservatard such as yourself.
Yet she likes to demand "clickable" links, doesn't she?
Across North Carolina, thousands of people have been shocked in recent weeks to find out their health insurance plans will be canceled at the end of the year – and premiums for comparable coverage could increase sharply.
One of them is George Schwab of Charlotte, who pays $228 a month for his family’s $10,000 deductible plan from Blue Cross and Blue Shield of North Carolina.
In a Sept. 23 letter, Blue Cross notified him that his current plan doesn’t meet benefit requirements outlined in the Affordable Care Act and suggested a comparable plan for $1,208 a month – $980 more than he now pays.
“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.
“The President told the American people numerous times that… ‘If you like your coverage, you can keep it,’” Schwab said. “How can we keep it if it has been eliminated? How can we keep it if the premium has been increased 430 percent in one year?”
Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.
The new law, which rolled out to consumers this week with the opening of the online insurance marketplace, requires most Americans to buy insurance or pay a fine. It also sets minimum standards for health benefits and prohibits insurers from excluding or charging higher premiums for people who have pre-existing medical conditions.
Under the new law, all insurance plans must cover 10 “essential health benefits,” including maternity care and pediatric dental and vision care. Plans must also provide certain preventive services, such as mammograms and colonoscopies for free.
Today, people who buy individual policies often choose plans without maternity coverage, for example, to reduce premiums. That choice is gone, too.
Now maternity is loaded into everybody’s plan.
http://www.charlotteobserver.com/2013/10/06/4365331/insurance-premium-increases-shock.html#.UlMfuPJWLpc#storylink=cpy
One of them is George Schwab of Charlotte, who pays $228 a month for his family’s $10,000 deductible plan from Blue Cross and Blue Shield of North Carolina.
In a Sept. 23 letter, Blue Cross notified him that his current plan doesn’t meet benefit requirements outlined in the Affordable Care Act and suggested a comparable plan for $1,208 a month – $980 more than he now pays.
“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.
“The President told the American people numerous times that… ‘If you like your coverage, you can keep it,’” Schwab said. “How can we keep it if it has been eliminated? How can we keep it if the premium has been increased 430 percent in one year?”
Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.
The new law, which rolled out to consumers this week with the opening of the online insurance marketplace, requires most Americans to buy insurance or pay a fine. It also sets minimum standards for health benefits and prohibits insurers from excluding or charging higher premiums for people who have pre-existing medical conditions.
Under the new law, all insurance plans must cover 10 “essential health benefits,” including maternity care and pediatric dental and vision care. Plans must also provide certain preventive services, such as mammograms and colonoscopies for free.
Today, people who buy individual policies often choose plans without maternity coverage, for example, to reduce premiums. That choice is gone, too.
Now maternity is loaded into everybody’s plan.
http://www.charlotteobserver.com/2013/10/06/4365331/insurance-premium-increases-shock.html#.UlMfuPJWLpc#storylink=cpy
Subsidy?
Said Chris Blount, a Blue Cross agent wth Piedmont Benefits Group in Charlotte, “I think it’s bad that we can’t have as many choices as we’ve had before. You’re having to pay more.”
Under the new law, all insurance plans must cover 10 “essential health benefits,” including maternity care and pediatric dental and vision care.
Plans must also provide services such as mammograms and colonoscopies.
Today, people who buy individual policies often choose plans without maternity coverage, for example, to reduce premiums.
That choice is gone, too.
That means men will generally be paying more than they did before.
Using Blue Cross rates, Blount calculated two examples: The premium for a “middle of the road” plan for a 25-year-old healthy male will increase from $124 per month to $240.
“The president shouldn’t have made promises he couldn’t keep. Consumers are able to keep the insurance they have if their policies were written before, and not changed since, the law went into effect in March 2010. That’s one thing that really bothers me about all of this,” Blount said. “He didn’t just say it once. He said it a lot.”
http://www.charlotteobserver.com/2013/10/06/4365331/insurance-premium-increases-shock.html#.UlMfuPJWLpc#storylink=cpy
Blue Cross spokesman Lew Borman said large premium increases will affect approximately 125,000 North Carolina customers who buy Blue Cross insurance in the individual market.
Some of their policies were canceled because they didn’t meet the new federal standards, he said.
Those who got notices about large increases should go to the insurance exchange and compare plans, Borman said.
In North Carolina, Blue Cross and Coventry Health Care of the Carolinas are offering a total of 51 plans from the least expensive “bronze” model to the most expensive “platinum” plans.
“We have 26 plans on the exchange and an equal number or more off the exchange,” Borman said. “They just need to take a look and do some research about what kind of plan is appropriate.”
http://www.charlotteobserver.com/2013/10/06/4365331/insurance-premium-increases-shock.html#.UlMfuPJWLpc#storylink=cpy
Hard to do if the website isn't working.
Some of their policies were canceled because they didn’t meet the new federal standards, he said.
Those who got notices about large increases should go to the insurance exchange and compare plans, Borman said.
In North Carolina, Blue Cross and Coventry Health Care of the Carolinas are offering a total of 51 plans from the least expensive “bronze” model to the most expensive “platinum” plans.
“We have 26 plans on the exchange and an equal number or more off the exchange,” Borman said. “They just need to take a look and do some research about what kind of plan is appropriate.”
http://www.charlotteobserver.com/2013/10/06/4365331/insurance-premium-increases-shock.html#.UlMfuPJWLpc#storylink=cpy
Hard to do if the website isn't working.
christiefan915
Catalyst
Okay, I got a pay stub for comparison purposes. I have $248.93 out of every paycheck, $497.86/mo. Your chart for Pittsburgh doesn't say so I'm guessing their numbers are monthly, feel free to correct. Pretty clear I'll do better under Obamacare.
Depends.
Women may do better than men, especially old women.
Not as if you have a choice, though, is it?
If your current plan isn't 'creditable' according to Obamacare, you lose it, don't you?
christiefan915
Catalyst
I ran the numbers using every age ending in zero. The higher the age, the higher the premium. The chart didn't ask for gender.
Could that be because the Obamacare programs force men (as well as women) to have maternity coverage?
Anyway, you do have to disclose gender when you enroll.
Here's the relevant form:
If you think what you have is intellect, then you truly are a dullard of epic proportions. Now run along and try to impress some third grader with your schoolyard nonsense.
Another coward or just another yurtroll?