Can government require insurance?

  • Thread starter Thread starter Guns Guns Guns
  • Start date Start date
Disillusioned said:
I think it's cute how you want the government to come up with all these rights for you then lock up the drunkard, wouldn't that be "abridging his freedom"? As for the founders, who cares what they wanted, they're dead, they were all 1%ers and mostly self appointed and interested in nobody getting their hands on the founders rights. I take a little government interference if it keeps me from getting run over by somebody who is most interested in their rights than actually knowing how to drive.
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wonderful retarded rant. lets break your idiocy down some.

1) the government didn't come up with our rights, we the people did. the constitution ONLY gives governments prescribed powers, both the federal and the state constitutions. got that dixie?

2) Freedom doesn't mean letting people run roughshod over the face of the earth with impunity. As much as some people think that is freedom, it is not. those of you who believe rights come with responsibilities, there ya go. live it for once instead of talking about it.

3) who cares what the founders wanted? I do. If you don't, feel free to move somewhere else if you're not comfortable living in a free country. And maybe you need to learn more history, like how the constitution was actually ratified instead of sticking to bullshit living constitutional theory points.

4) that little government interference you worship does NOT keep you from getting run over by anyone. A requirement to have some fucking license does NOT make someone an expert.

It's obvious you'd rather live under a tyranny with privileges than live under freedom with risks. how unamerican.
 
SmarterThanYou said:
and exceptions and exemptions are always made by the law and the courts, this can be one of them.
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So an uninsured driver with few assets who destroys the property and physical health of others in a crash can escape liablity by filing bankruptcy.

Since you don't think the state can legally require you to carry insurance, explain how you would make restitution if you injured someone in a crash.
 
\(())/ said:
So an uninsured driver with few assets who destroys the property and physical health of others in a crash can escape liablity by filing bankruptcy.
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where did I say that? I think YOU said that.

\(())/ said:
Since you don't think the state can legally require you to carry insurance, explain how you would make restitution if you injured someone in a crash.
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looks like I'd be broke for a very long time, doesn't it? but then again, I don't drive distracted and cause accidents, therefore don't damage property or injure people. AND I do all that WITHOUT having a license. gee, who'd have thought that an unlicensed driver drives better than hundreds of thousands of others in this country????

should make people think.
 
SmarterThanYou said:
where did I say that? I think YOU said that...
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I did say that, and never said you did. It's a fact.

SmarterThanYou said:
looks like I'd be broke for a very long time, doesn't it? but then again, I don't drive distracted and cause accidents, therefore don't damage property or injure people. AND I do all that WITHOUT having a license. gee, who'd have thought that an unlicensed driver drives better than hundreds of thousands of others in this country???? should make people think.
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LOL if you think you won't be involved in a crash through no fault of your own....why do you think they're called "accidents"?

BTW, do you agree with the NTSB recommendation that texting and cell phone use be curtailed while driving?
 
\(())/ said:
I did say that, and never said you did. It's a fact.
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i'm glad you have that straight in your head now. you won't be bringing stupid shit like this up again then, right?

\(())/ said:
LOL if you think you won't be involved in a crash through no fault of your own....why do you think they're called "accidents"?
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i'm in my mid 40s. i've hit one vehicle. I paid for it out of my own pocket. next?

\(())/ said:
BTW, do you agree with the NTSB recommendation that texting and cell phone use be curtailed while driving?
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no, I don't. I see stupid people every day on the highway texting and talking on cell phones. No law is going to make them stop, they'll just try to be more discreet about it and cause more accidents. In fact, I'd almost bet that IF a ban is put in to effect, accidents and deaths will go up, not down.
 
SmarterThanYou said:
...i'm in my mid 40s. i've hit one vehicle. I paid for it out of my own pocket. next?..
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So that means it won't happen again?

Have you ever considered the impact being injured while driving uninsured would have on your ability to pay for anything out of your 'own pocket'?

What about a passenger in your vehicle? Who'd pay their medical bills, lost wages, etc.?

How would your wife pay the bills if you couldn't work?

You may not think you're playing with fire, but you are taking some big gambles there, hoss.
 
\(())/ said:
So that means it won't happen again?

Have you ever considered the impact being injured while driving uninsured would have on your ability to pay for anything out of your 'own pocket'?

What about a passenger in your vehicle? Who'd pay their medical bills, lost wages, etc.?

How would your wife pay the bills if you couldn't work?

You may not think you're playing with fire, but you are taking some big gambles there, hoss.
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not only have I considered it, but it's exactly the reason why I don't speed, or text, or talk on my cell while i'm driving. I make damn sure it WON'T be my fault again.
 
SmarterThanYou said:
not only have I considered it, but it's exactly the reason why I don't speed, or text, or talk on my cell while i'm driving. I make damn sure it WON'T be my fault again.
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You think if a crash isn't your fault you won't have any liability?
 
SmarterThanYou said:
texas law. not my fault, not my liability.
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Really? If a passenger in your vehicle is injured or killed?

And I'm wondering how you operate a vehicle in Texas without a tag or inspection, since proof of insurance is required for both.

When you obtain an auto insurance policy, your insurance company will send you a proof-of-insurance card. You will need this card to show proof of insurance when you

• are asked for it by a law enforcement officer
• have an accident
• register your car or renew its registration
• obtain or renew your driver’s license​
• get your car inspected.



TexasSure is a vehicle insurance verification systemthat allows law enforcement, county taxofficials, and vehicle inspectors to confirm whether a vehicle in Texas has personal auto liability insurance coverage. This means, for example, that a law enforcement officer can electronically confirm during a traffic stop whether a registered vehicle has insurance in effect.

There are severe penalties for violating the state’s financial responsibility law. A first conviction will result in a fine between $175 and $350. Subsequent convictions could result in fines of $350 to $1,000, suspension of your driver’s license, and impoundment of your automobile.​




http://www.tdi.texas.gov/pubs/consumer/cb088.pdf
 
\(())/ said:
Really? If a passenger in your vehicle is injured or killed?
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not my fault, not my liability.

\(())/ said:
And I'm wondering how you operate a vehicle in Texas without a tag or inspection, since proof of insurance is required for both.
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good. keep wondering.



TexasSure is a vehicle insurance verification systemthat allows law enforcement, county taxofficials, and vehicle inspectors to confirm whether a vehicle in Texas has personal auto liability insurance coverage. This means, for example, that a law enforcement officer can electronically confirm during a traffic stop whether a registered vehicle has insurance in effect.

There are severe penalties for violating the state’s financial responsibility law. A first conviction will result in a fine between $175 and $350. Subsequent convictions could result in fines of $350 to $1,000, suspension of your driver’s license, and impoundment of your automobile.

the bolded portion alone should tell people this is not about safety or financial responsibility. this is about taking more of YOUR money and slapping a bullshit label on a law to make you believe it.
 
SmarterThanYou said:
not my fault, not my liability.
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Maybe you should consult a personal injury attorney...


SmarterThanYou said:
good. keep wondering.
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I smell something....it's coming from Texas...where someone claims to operate a motor vehicle without a license or proof of insurance....


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SmarterThanYou said:
the bolded portion alone should tell people this is not about safety or financial responsibility. this is about taking more of YOUR money and slapping a bullshit label on a law to make you believe it.
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I haven't said it's about 'safety'.

Have a wreck, fail to produce a license or proof of insurance, and then decide whether or not you made the right choice.
 
\\(())// said:
LOL, since I'm not a liberal, you lose again...by your own standard.
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your own posts bear out you being a liberal, no matter how much you deny it.

\\(())// said:
Post the proof that you drive without a license or insurance.
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bearing in mind that I would never post info like that in public, especially to someone of your questionable character, how do you expect anyone to post proof of something they don't have?
 
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