Sorry, but it's false, and I proved it false. Many things are voluntary, cooperative and mutually beneficial, without being moral. Ever watch the show, Breaking Bad? Pretty damn good show on AMC... In any event, this chemistry teacher has cancer and is going to die, they gave him 18 months... he wants to make enough money to take care of his family after he's gone, so he has hooked up with this punk he once taught in school, and they cook crystal meth. It's a purely voluntary, cooperative, mutually beneficial relationship! However, cooking and selling crystal meth is not exactly what I call "moral" ....do you think it is???
Back to the mob example... the business owner is voluntarily cooperating, and he realizes a benefit to paying off the mob. It fits your criteria completely! It's not moral!
Morality involves something entirely different. It is the observance of standards of right versus wrong, in spite of consequence. It doesn't have to involve spiritual faith, but that does seem to help.
"No. Dixie believes in the right of the religious community to inflict whatever absurdities it desires on the community. I don't."
Now why did you have to go and lie to Damo? That's not very moral! I never said any such thing. I believe that communities have the democratic right in our society, to establish whatever standards they deem appropriate, and we have an obligation to observe those standards in a civilized society. We can protest them, we can not like them, we can lobby to change the standards to something else, we have the freedom to do that as well.