Gender rating

christiefan915

christiefan915

Catalyst
For all the men complaining about "paying for women's birth control."

Health-care law to end gender rating

A woman who buys her own health insurance in Ohio can count on paying more than a man for the same coverage, because of a discriminatory practice called gender rating. For many women, this can put affordable, comprehensive coverage out of reach.

President Obama's health-care law will ban such practices once it is fully implemented, but until then they remain a widespread problem.

In Ohio, 100 percent of the best-selling individual health insurance plans practice gender rating, and 100 percent exclude maternity coverage.

One plan charges a 40-year-old woman $371 more in annual premiums than a 40-year-old man for the same coverage. Another charges $669 more.
Nationwide, the effect of these discrepancies can be staggering. A new analysis by the National Women's Law Center finds that gender rating costs women approximately $1 billion a year.

Insurance companies are aware of the problem, but have not voluntarily taken steps to eliminate it. That's why provisions of the health-care law that will roll out in 2014 prohibit gender rating in the individual insurance market, require all plans on the individual market to provide maternity coverage, and prohibit sex discrimination in health plans from insurance companies that receive federal funds.

The practice of gender rating is not going away by itself. This national problem demands a national solution. We have one in the health-care law.

Marcia Greenberger
Co-President National Women's Law Center Washington, D.C.

http://www.toledoblade.com/Letters-.../31/Health-care-law-to-end-gender-rating.html
 
So now men are going to be forced to pay for birth control for a nation full of sluts? I guess we know who to thank for shoving this down our throats. This is unconstitutional on its face. If they can do this, what can't they do? Why don't women just put an aspirin between their knees. You know, maybe if they weren't the town pump they wouldn't need birth control. Bravo is nature's birth control, why don't more women spend some time around him? You'll see how fast their need for birth control will dry up, if you know what I mean?

Did I hit all the points?
 
Darla said:
So now men are going to be forced to pay for birth control for a nation full of sluts? I guess we know who to thank for shoving this down our throats. This is unconstitutional on its face. If they can do this, what can't they do? Why don't women just put an aspirin between their knees. You know, maybe if they weren't the town pump they wouldn't need birth control. Bravo is nature's birth control, why don't more women spend some time around him? You'll see how fast their need for birth control will dry up, if you know what I mean?

Did I hit all the points?
Click to expand...

And then some! Especially Bravo being nature's birth control. :D
 
christiefan915 said:
One plan charges a 40-year-old woman $371 more in annual premiums than a 40-year-old man for the same coverage.
Click to expand...

might that be because statistics have shown the company that a woman's health care costs an average of $371 more than a man's?.......or is it just because insurance companies think they can make a bigger profit on women?......
 
christiefan915 said:
For all the men complaining about "paying for women's birth control."

Health-care law to end gender rating

A woman who buys her own health insurance in Ohio can count on paying more than a man for the same coverage, because of a discriminatory practice called gender rating. For many women, this can put affordable, comprehensive coverage out of reach.

President Obama's health-care law will ban such practices once it is fully implemented, but until then they remain a widespread problem.

In Ohio, 100 percent of the best-selling individual health insurance plans practice gender rating, and 100 percent exclude maternity coverage.

One plan charges a 40-year-old woman $371 more in annual premiums than a 40-year-old man for the same coverage. Another charges $669 more.
Nationwide, the effect of these discrepancies can be staggering. A new analysis by the National Women's Law Center finds that gender rating costs women approximately $1 billion a year.

Insurance companies are aware of the problem, but have not voluntarily taken steps to eliminate it. That's why provisions of the health-care law that will roll out in 2014 prohibit gender rating in the individual insurance market, require all plans on the individual market to provide maternity coverage, and prohibit sex discrimination in health plans from insurance companies that receive federal funds.

The practice of gender rating is not going away by itself. This national problem demands a national solution. We have one in the health-care law.

Marcia Greenberger
Co-President National Women's Law Center Washington, D.C.

http://www.toledoblade.com/Letters-.../31/Health-care-law-to-end-gender-rating.html
Click to expand...
Aww shoot!

I thought it was giong to be a real JPP gender rating. kinda like;

Manliness rating (1 to 10 scale, 10 being most manly)

Billy - 7.8
Grind - 6.7
Watermark - 4.6
3D - 3
Damo - 7.1
Mott - 10.5
SuperFreak - 2.3
Bravo - -6.6
Darla - 8.9
 
Derp Derp said:
Aww shoot!

I thought it was giong to be a real JPP gender rating. kinda like;

Manliness rating (1 to 10 scale, 10 being most manly)

Billy - 7.8
Grind - 6.7
Watermark - 4.6
3D - 3
Damo - 7.1
Mott - 10.5
SuperFreak - 2.3
Bravo - -6.6
Darla - 8.9
Click to expand...

I don't know whether to be complimented or insulted...but I did laugh.
 
Darla said:
So now men are going to be forced to pay for birth control for a nation full of sluts? I guess we know who to thank for shoving this down our throats. This is unconstitutional on its face. If they can do this, what can't they do? Why don't women just put an aspirin between their knees. You know, maybe if they weren't the town pump they wouldn't need birth control. Bravo is nature's birth control, why don't more women spend some time around him? You'll see how fast their need for birth control will dry up, if you know what I mean?

Did I hit all the points?
Click to expand...


Wow....I even get mentioned in threads I don't respond to.....
But you do make some good points......and I'm not privy to exactly what you're accustomed to having shoved down your throats, and I'm not sure what you mean is
unconstitutional.....but

If you want someone else to pay for your birth control devices, what will it be next....?....deodorant ?.....shampoo ? perfume ? KY lub ? Dildos ?

Buy your own personal paraphernalia.....

Now if you need medicine, thats a different story and your insurance should be supporting your needs.....if is isn't, get a lawyer.

and thanks for thinking of me.
 
bravo said:
Wow....I even get mentioned in threads I don't respond to.....
But you do make some good points......and I'm not privy to exactly what you're accustomed to having shoved down your throats, and I'm not sure what you mean is
unconstitutional.....but

If you want someone else to pay for your birth control devices, what will it be next....?....deodorant ?.....shampoo ? perfume ? KY lub ? Dildos ?

Buy your own personal paraphernalia.....

Now if you need medicine, thats a different story and your insurance should be supporting your needs.....if is isn't, get a lawyer.

and thanks for thinking of me.
Click to expand...

The birth control pill is a medication, not a device.
 
PostmodernProphet said:
might that be because statistics have shown the company that a woman's health care costs an average of $371 more than a man's?.......or is it just because insurance companies think they can make a bigger profit on women?......
Click to expand...

I vote bigger profit. And before you jump on the link about "some research", why would women have to pay more for: "Charges for primary care, specialty care, emergency treatment, diagnostic services, and yearlong total charges were all significantly higher for women."

Women's-rights groups have become increasingly aggravated with the practice, which leaves some unable to afford a plan. They argue that the insurance company's decisions are more motivated by greed than by economics.. The issue came to head last year when the National Women's Law Center published a report finding widespread variation in gender pricing, with women charged inconsistently high rates, depending on company and state of residence. A 25-year-old woman, for example, could be charged anywhere from 6 to 45 percent more than a 25-year-old man. "The huge variations in premiums charged to women and men for identical health plans highlight the arbitrariness of gender rating," the report concluded. (It's difficult to tell how arbitrary gender rating is, since insurance companies do not publicize their costs, although there is at least some research finding women cost more to insure then men). Twelve states either limit the use of gender rating or bar the practice outright; others have considered similar methods. Legislators and activists taking up the cause have termed the disparities "gender discrimination."

http://www.thedailybeast.com/newsweek/2009/10/18/the-cost-of-being-a-woman.html
 
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