SVB Bailout Straw Poll

[Dutch Uncle]

The real Nazis in America:

 

[Geeko Sportivo]

wtf are you talking about?

the govt is bailing out beyond the 250,000 k cap.

that's bailing out other banks that put their cash in this bank and then collapsed it precisely for the bailout.

wake up, you dumb fucker.

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk, otherwise they are over-investing.

When they don't, they go tits up, and this is what happens to banks like SVB who over-invested.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

Another phenomena that SVB was dealing with, was the high number of start-up tech companies that were only using their Bank to service their payroll. That is a lot of deposits of money that come and go bi-monthly on paydays. And when these start-up companies fail, their deposits are gone forever.

 

[evince]

"Cite" retard.

And I've already cited it - read the fucking thread.

If it was good evidence you would jump at the opportunity to repost it ass clown

 

[Uncensored2008]

If it was good evidence you would jump at the opportunity to repost it ass clown

Why would I want to go look up information again, because you're too lazy and too stupid to read what I already posted?

You're a clown.

 

[evince]

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk.

When they don't, this is what happens to them.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

It’s their only tact


Bluster about how wrong the facts are and fake that they know something


Only dupes fall for it


That is who the trump base are


No nothing dupes just praying for a con man to come along and fill their brains with stupid lies because the facts make them look like complete idiots

 

[ExpressLane]

If it was good evidence you would jump at the opportunity to repost it ass clown

If you weren't a total moron you would have read it the first time he posted it.

 

[evince]

Why would I want to go look up information again, because you're too lazy and too stupid to read what I already posted?

You're a clown.

Oh so you know anything you say is baseless and you can’t back it with actual facts



Well dude


We already knew that



Loser

 

[evince]

If you weren't a total moron you would have read it the first time he posted it.

Then you go get your facts to back his lies



You can’t and won’t


So you post stale videos and personally believe they are better than facts


Yet another loser

 

[evince]

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk, otherwise they are over-investing.

When they don't, this is what happens to them.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

This is fact


And provable

 

[Uncensored2008]

It’s their only tact

Do you mean "tactic," oh queen of Malapropisms?

{tact
noun
ˈtakt
Synonyms of tact
1
: a keen sense of what to do or say in order to maintain good relations with others or avoid offense
2
: sensitive mental or aesthetic perception
converted the novel into a play with remarkable skill and tact}

Bluster about how wrong the facts are and fake that they know something

If you ever post a fact, I'll keep this in mind. In 30 years, I don't think I've ever seen one from you. Not at AWE, not at USMB, and not here.

Only dupes fall for it


That is who the trump base are


No nothing dupes just praying for a con man to come along and fill their brains with stupid lies because the facts make them look like complete idiots

You've been trained to hate - but you are not capable of thought.

 

[Uncensored2008]

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk, otherwise they are over-investing.

When they don't, they go tits up, and this is what happens to banks like SVB who over-invested.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

Ignorance is the foundation of the left.

You have NO fucking idea what you're talking about - but you say it aggressively....


{What Is Fractional Reserve Banking?
Fractional reserve banking is a system in which only a fraction of bank deposits are required to be available for withdrawal. Banks only need to keep a specific amount of cash on hand and can create loans from the money you deposit. Fractional reserves work to expand the economy by freeing capital for lending. Today, most economies' financial systems use fractional reserve banking.}

https://www.investopedia.com/terms/f/fractionalreservebanking.asp

If you had even the SLIGHTEST fucking clue how any of this works, you wouldn't be a leftist.

 

[Dutch Uncle]

If it was good evidence you would jump at the opportunity to repost it ass clown

The Down Under Dumbass is hiding a Nazi uniform under his bedsheet.

He telegraphs his rage daily which tells me he has a lot of personal issues, probably substance abuse problems, divorce, criminal prosecution and/or other serious problems. He's a nutjob pouring his rage and lies onto JPP.

 

[Dutch Uncle]

If you weren't a total moron you would have read it the first time he posted it. legion:

^^^
Doc Snakeoil pushes HCQ as a COVID cure then calls other Americans morons.

What killed your BIL, "doc"? COVID or your medical advice?

 

[evince]

The Down Under Dumbass is hiding a Nazi uniform under his bedsheet.

He telegraphs his rage daily which tells me he has a lot of personal issues, probably substance abuse problems, divorce, criminal prosecution and/or other serious problems. He's a nutjob pouring his rage and lies onto JPP.

Very likely merely a foreign bot hole program designed to cause internal hate in America

 

[Dutch Uncle]

Do you mean "tactic," oh queen of Malapropisms?

{tact
noun
ˈtakt
Synonyms of tact
1
: a keen sense of what to do or say in order to maintain good relations with others or avoid offense
2
: sensitive mental or aesthetic perception
converted the novel into a play with remarkable skill and tact}



If you ever post a fact, I'll keep this in mind. In 30 years, I don't think I've ever seen one from you. Not at AWE, not at USMB, and not here.



You've been trained to hate - but you are not capable of thought.

Ignorance is the foundation of the left.

You have NO fucking idea what you're talking about - but you say it aggressively....


{What Is Fractional Reserve Banking?
Fractional reserve banking is a system in which only a fraction of bank deposits are required to be available for withdrawal. Banks only need to keep a specific amount of cash on hand and can create loans from the money you deposit. Fractional reserves work to expand the economy by freeing capital for lending. Today, most economies' financial systems use fractional reserve banking.}

https://www.investopedia.com/terms/f/fractionalreservebanking.asp

If you had even the SLIGHTEST fucking clue how any of this works, you wouldn't be a leftist.

QED on Down Under's rage.

 

[Dutch Uncle]

Very likely merely a foreign bot hole program designed to cause internal hate in America

Agreed. He posted a few things that make me think he's an Aussie bogan like Dachshund and Shoresy, not a Canadian.

 

[evince]

Ignorance is the foundation of the left.

You have NO fucking idea what you're talking about - but you say it aggressively....


{What Is Fractional Reserve Banking?
Fractional reserve banking is a system in which only a fraction of bank deposits are required to be available for withdrawal. Banks only need to keep a specific amount of cash on hand and can create loans from the money you deposit. Fractional reserves work to expand the economy by freeing capital for lending. Today, most economies' financial systems use fractional reserve banking.}

https://www.investopedia.com/terms/f/fractionalreservebanking.asp

If you had even the SLIGHTEST fucking clue how any of this works, you wouldn't be a leftist.

Dear fucking idiot

That is how he described it


It backs his claims and fucks you


Fuck you very much

 

[evince]

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk, otherwise they are over-investing.

When they don't, they go tits up, and this is what happens to banks like SVB who over-invested.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

Another phenomena that SVB was dealing with, was the high number of start-up tech companies that were only using their Bank to service their payroll. That is a lot of deposits of money that come and go bi-monthly on paydays. And when these start-up companies fail, their deposits are gone forever.

Yeap you were correct

 

[ExpressLane]

Damn Boy- you are stupid!

You should learn how the Banking Industry really works.

When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk, otherwise they are over-investing.

When they don't, this is what happens to them.

But other larger and more stable banks will gladly take that risk off of their hands because they have the depositors already in place to insure the risk.

Damn boy is that Stupid. SVB failed because they invested short term deposits into long term bonds. When the interest rates went up SVB had to sell some of those long term bonds at a loss. That caused a classic run on the bank and that caused SVB to fail.

SVB invested much of this cash in US government bonds — traditionally one of the safest types of investment.

SVB’s troubles began when the US Federal Reserve started raising interest rates last year in response to soaring inflation, causing the value of those bonds to fall.

As economic conditions for the tech sector became more straitened following the pandemic boom, many of SVB’s customers began to draw on their funds to keep above water. Short on cash, SVB was forced to sell its bonds at big losses, prompting concerns about its financial health.

Within 48 hours, spooked depositors had withdrawn enough funds to cause the bank’s collapse.
“SVB collapsed because of a stupid rookie mistake with their interest-rate-risk management: They invested short-term deposits into long-term bonds. When interest rates rose, the value of the bonds fell, wiping out the equity of the bank,” James Angel, an expert on regulation of global financial markets at Georgetown University, told Al Jazeera.

https://www.aljazeera.com/economy/2...lley-bank-fail-and-is-a-financial-crisis-next

 

[Uncensored2008]

Yeap you were correct

{When banks invest in Treasury Bonds and Real Estate Securities, they have to have enough money in customer deposits to backup the risk,}

I already showed this is simply not true. We have fractional banking. Usually banks have about 10% of what is invested.

So, is Douche Duck your sock? IQ<50, pathological liar, 4th grade education -- I'm surprised I didn't see it earlier.