I only this were true; but you’re a liar as well as adullard who spams threads with epic ignorance. I am sure you will once again try to remove all doubt that you’renothing more than a thread trolling asshat.
Despite liberal lies, premiums are higher, according to study
- Thread starter Big Money
- Start date
I only this were true; but you’re a liar as well as adullard who spams threads with epic ignorance. I am sure you will once again try to remove all doubt that you’renothing more than a thread trolling asshat.
Now, to return to the topic being discussed:
This past week the reality of the new law sank in as millions of Americans had their first good look at how the 3 1/2-year-old legislation will affect their pocketbooks.
This much quickly became clear:
As state- and federal-run health insurance exchanges debuted across the country offering a range of prices for different tiers of insurance coverage, the new online marketplaces -- which represent the centerpiece of Obamacare -- could greatly benefit more than 40 million Americans who now lack coverage.
But an additional 16 million -- who buy individual health insurance policies on the open market -- are finding out that their plans may not comply with the new law, which requires 10 essential benefits such as maternity care, mental health care and prescription drug coverage.
In California, 1.9 million people buy plans on the open market, according to officials with Covered California, the state's new health insurance exchange. And many of them are steaming mad.
"There's going to be a number of people surprised" by their bills, said Jonathan Wu, a co-founder of ValuePenguin, a consumer finance website. "The upper-middle class are the people who are essentially being asked to foot the bill, and that's true across the country."
People with no pre-existing conditions like Vinson, a 60-year-old retired teacher, and Waschura, a 52-year-old self-employed engineer, are making up the difference.
"I was laughing at Boehner -- until the mail came today," Waschura said, referring to House Speaker John Boehner, who is leading the Republican charge to defund Obamacare.
"I really don't like the Republican tactics, but at least now I can understand why they are so pissed about this. When you take $10,000 out of my family's pocket each year, that's otherwise disposable income or retirement savings that will not be going into our local economy."
"Of course, I want people to have health care," Vinson said. "I just didn't realize I would be the one who was going to pay for it personally."
http://www.mercurynews.com/nation-world/ci_24248486/obamacares-winners-and-losers-bay-area
This past week the reality of the new law sank in as millions of Americans had their first good look at how the 3 1/2-year-old legislation will affect their pocketbooks.
This much quickly became clear:
As state- and federal-run health insurance exchanges debuted across the country offering a range of prices for different tiers of insurance coverage, the new online marketplaces -- which represent the centerpiece of Obamacare -- could greatly benefit more than 40 million Americans who now lack coverage.
But an additional 16 million -- who buy individual health insurance policies on the open market -- are finding out that their plans may not comply with the new law, which requires 10 essential benefits such as maternity care, mental health care and prescription drug coverage.
In California, 1.9 million people buy plans on the open market, according to officials with Covered California, the state's new health insurance exchange. And many of them are steaming mad.
"There's going to be a number of people surprised" by their bills, said Jonathan Wu, a co-founder of ValuePenguin, a consumer finance website. "The upper-middle class are the people who are essentially being asked to foot the bill, and that's true across the country."
People with no pre-existing conditions like Vinson, a 60-year-old retired teacher, and Waschura, a 52-year-old self-employed engineer, are making up the difference.
"I was laughing at Boehner -- until the mail came today," Waschura said, referring to House Speaker John Boehner, who is leading the Republican charge to defund Obamacare.
"I really don't like the Republican tactics, but at least now I can understand why they are so pissed about this. When you take $10,000 out of my family's pocket each year, that's otherwise disposable income or retirement savings that will not be going into our local economy."
"Of course, I want people to have health care," Vinson said. "I just didn't realize I would be the one who was going to pay for it personally."
http://www.mercurynews.com/nation-world/ci_24248486/obamacares-winners-and-losers-bay-area
You stand head and shoulders above 5000 retards? Or is your girth greater than your height?
You didn't study the French Revolution at Retard U?
Not remotely clever, hardly funny and incrediblyincoherent; par for the course for brain dead asshats. Yay you!
Bullshit derails itself. Doesn't need any help from me. The FACT is that Romneycare is saving Mass users 5%, while costs everywhere else are rising.
Which nicely derails the bullshit that Obamacare reduces premiums. Thanks for agreeing.
What does the French Revolution have to do with thet hread topic or your incoherent dullard rants? Oh that's right; you're nothing but a brain dead retard who engages in clueless off topic thread trolling; how silly of me to think that there is a point to your moronic prattling.
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Your fat head will be among the first in the basket.
How can anyone argue with "pudding in still in the oven" arguments?
The sad part about epic morons like Rune and Dupe is that they think everyone else are the idiots. We call this irony.
Here's a report from the oven, via one of the puddings:
I have been in regular conversation with a person in Pennsylvania trying to get information about coverage under the Affordable Care Act.
She is optimistic about the coverage she might get, but also wonders why her existing plan, which is far from perfect, is being canceled on Jan. 1.
(The president said if you like your plan you will be able to keep it.)
She started trying at 8 a.m. on Oct. 1, the minute the website went live, and has tried about 10 times over the week.
Mostly she has been shut out entirely.
Recently she has been able to at least enter in some of her information, but the site doesn’t record the information correctly and doesn’t let her change it.
She took her questions to the “Live Chat” to see if she could get some answers.
This is what she got (the applicant’s name is the only item in this transcript that has been altered):
[4:09:56 pm]: Thanks for contacting Health Insurance Marketplace Live Chat. Please wait while we connect you to someone who can help.
[4:09:59 pm]: Please be patient while we're helping other people.
[4:10:30 pm]: Please be patient while we're helping other people.
[4:11:00 pm]: Please be patient while we're helping other people.
[4:11:31 pm]: Please be patient while we're helping other people.
[4:12:02 pm]: Please be patient while we're helping other people.
[4:12:32 pm]: Please be patient while we're helping other people.
[4:13:03 pm]: Please be patient while we're helping other people.
[4:13:33 pm]: Please be patient while we're helping other people.
[4:14:03 pm]: Please be patient while we're helping other people.
[4:14:34 pm]: Please be patient while we're helping other people.
[4:15:04 pm]: Please be patient while we're helping other people.
[4:15:35 pm]: Please be patient while we're helping other people.
[4:16:06 pm]: Please be patient while we're helping other people.
[4:16:37 pm]: Please be patient while we're helping other people.
[4:17:07 pm]: Please be patient while we're helping other people.
[4:17:37 pm]: Please be patient while we're helping other people.
[4:18:08 pm]: Please be patient while we're helping other people.
[4:18:38 pm]: Please be patient while we're helping other people.
[4:19:09 pm]: Please be patient while we're helping other people.
[4:19:40 pm]: Please be patient while we're helping other people.
[4:20:10 pm]: Please be patient while we're helping other people.
[4:20:41 pm]: Please be patient while we're helping other people.
[4:21:11 pm]: Please be patient while we're helping other people.
[4:21:42 pm]: Please be patient while we're helping other people.
[4:22:12 pm]: Please be patient while we're helping other people.
[4:22:43 pm]: Please be patient while we're helping other people.
[4:23:14 pm]: Please be patient while we're helping other people.
[4:23:45 pm]: Please be patient while we're helping other people.
[4:24:15 pm]: Please be patient while we're helping other people.
[4:24:46 pm]: Please be patient while we're helping other people.
[4:25:15 pm]: Please be patient while we're helping other people.
[4:25:46 pm]: Please be patient while we're helping other people.
[4:26:17 pm]: Please be patient while we're helping other people.
[4:26:47 pm]: Please be patient while we're helping other people.
[4:27:19 pm]: Please be patient while we're helping other people.
[4:27:49 pm]: Please be patient while we're helping other people.
[4:28:19 pm]: Please be patient while we're helping other people.
[4:28:49 pm]: Please be patient while we're helping other people.
[4:29:20 pm]: Please be patient while we're helping other people.
[4:29:50 pm]: Please be patient while we're helping other people.
[4:30:27 pm]: Welcome! You're now connected to Health Insurance Marketplace Live Chat.
Thanks for contacting us. My name is PGSTX0534. To protect your privacy, please don't provide any personal information, like Social Security Number, or any other sensitive medical or personal information.
[4:30:51 pm]: PGSTX0534
Hello, how may I help you today?
[4:31:12 pm]: Alice
My information is not recording correctly in the summary of my application
[4:31:35 pm]: Alice
I have tried to edit it multiple times and it is still wrong
[4:32:21 pm]: PGSTX0534
Thanks for your interest in the Health Insurance Marketplace. We have a lot of visitors trying to use our website right now. That is causing some glitches for some people trying to create accounts or log in. Keep trying, and thanks for your patience. We'll continue working to improve the site so you can get covered
[4:32:40 pm]: Alice
what does that mean?
[4:32:52 pm]: Alice
It says my application is "in Progress"
[4:33:12 pm]: Alice
Does that mean it is not completed and I can continue to try to edit it?
[4:33:55 pm]: Alice
Hello??
[4:34:14 pm]: PGSTX0534
Thank you. One moment please while I look that up.
[4:36:19 pm]: PGSTX0534
The only way we can see your application is you will have to call The Health Insurance Marketplace Call Center at 1-800-318-2596. We are open 24 hours a day, 7 days a week to assist you.
[4:36:47 pm]: Alice
What does the Chat Service do then?
She received no response to her last question.
http://www.slate.com/articles/news_and_politics/politics/2013/10/obamacare_one_woman_s_unsucessful_quest_to_sign_up_for_obamacare.html
I have been in regular conversation with a person in Pennsylvania trying to get information about coverage under the Affordable Care Act.
She is optimistic about the coverage she might get, but also wonders why her existing plan, which is far from perfect, is being canceled on Jan. 1.
(The president said if you like your plan you will be able to keep it.)
She started trying at 8 a.m. on Oct. 1, the minute the website went live, and has tried about 10 times over the week.
Mostly she has been shut out entirely.
Recently she has been able to at least enter in some of her information, but the site doesn’t record the information correctly and doesn’t let her change it.
She took her questions to the “Live Chat” to see if she could get some answers.
This is what she got (the applicant’s name is the only item in this transcript that has been altered):
[4:09:56 pm]: Thanks for contacting Health Insurance Marketplace Live Chat. Please wait while we connect you to someone who can help.
[4:09:59 pm]: Please be patient while we're helping other people.
[4:10:30 pm]: Please be patient while we're helping other people.
[4:11:00 pm]: Please be patient while we're helping other people.
[4:11:31 pm]: Please be patient while we're helping other people.
[4:12:02 pm]: Please be patient while we're helping other people.
[4:12:32 pm]: Please be patient while we're helping other people.
[4:13:03 pm]: Please be patient while we're helping other people.
[4:13:33 pm]: Please be patient while we're helping other people.
[4:14:03 pm]: Please be patient while we're helping other people.
[4:14:34 pm]: Please be patient while we're helping other people.
[4:15:04 pm]: Please be patient while we're helping other people.
[4:15:35 pm]: Please be patient while we're helping other people.
[4:16:06 pm]: Please be patient while we're helping other people.
[4:16:37 pm]: Please be patient while we're helping other people.
[4:17:07 pm]: Please be patient while we're helping other people.
[4:17:37 pm]: Please be patient while we're helping other people.
[4:18:08 pm]: Please be patient while we're helping other people.
[4:18:38 pm]: Please be patient while we're helping other people.
[4:19:09 pm]: Please be patient while we're helping other people.
[4:19:40 pm]: Please be patient while we're helping other people.
[4:20:10 pm]: Please be patient while we're helping other people.
[4:20:41 pm]: Please be patient while we're helping other people.
[4:21:11 pm]: Please be patient while we're helping other people.
[4:21:42 pm]: Please be patient while we're helping other people.
[4:22:12 pm]: Please be patient while we're helping other people.
[4:22:43 pm]: Please be patient while we're helping other people.
[4:23:14 pm]: Please be patient while we're helping other people.
[4:23:45 pm]: Please be patient while we're helping other people.
[4:24:15 pm]: Please be patient while we're helping other people.
[4:24:46 pm]: Please be patient while we're helping other people.
[4:25:15 pm]: Please be patient while we're helping other people.
[4:25:46 pm]: Please be patient while we're helping other people.
[4:26:17 pm]: Please be patient while we're helping other people.
[4:26:47 pm]: Please be patient while we're helping other people.
[4:27:19 pm]: Please be patient while we're helping other people.
[4:27:49 pm]: Please be patient while we're helping other people.
[4:28:19 pm]: Please be patient while we're helping other people.
[4:28:49 pm]: Please be patient while we're helping other people.
[4:29:20 pm]: Please be patient while we're helping other people.
[4:29:50 pm]: Please be patient while we're helping other people.
[4:30:27 pm]: Welcome! You're now connected to Health Insurance Marketplace Live Chat.
Thanks for contacting us. My name is PGSTX0534. To protect your privacy, please don't provide any personal information, like Social Security Number, or any other sensitive medical or personal information.
[4:30:51 pm]: PGSTX0534
Hello, how may I help you today?
[4:31:12 pm]: Alice
My information is not recording correctly in the summary of my application
[4:31:35 pm]: Alice
I have tried to edit it multiple times and it is still wrong
[4:32:21 pm]: PGSTX0534
Thanks for your interest in the Health Insurance Marketplace. We have a lot of visitors trying to use our website right now. That is causing some glitches for some people trying to create accounts or log in. Keep trying, and thanks for your patience. We'll continue working to improve the site so you can get covered
[4:32:40 pm]: Alice
what does that mean?
[4:32:52 pm]: Alice
It says my application is "in Progress"
[4:33:12 pm]: Alice
Does that mean it is not completed and I can continue to try to edit it?
[4:33:55 pm]: Alice
Hello??
[4:34:14 pm]: PGSTX0534
Thank you. One moment please while I look that up.
[4:36:19 pm]: PGSTX0534
The only way we can see your application is you will have to call The Health Insurance Marketplace Call Center at 1-800-318-2596. We are open 24 hours a day, 7 days a week to assist you.
[4:36:47 pm]: Alice
What does the Chat Service do then?
She received no response to her last question.
http://www.slate.com/articles/news_and_politics/politics/2013/10/obamacare_one_woman_s_unsucessful_quest_to_sign_up_for_obamacare.html
What is this; another clueless dullard prediction fromthe forums resident clueless asshat? Sayit isn’t so!!
What other predictions do you have for us today? The sky is falling?
You’re not just stupid; you’re freaking weird with thesemoronic claims.
Retard; Anyplace, anytime, standard IQ test, we will see who the moron is.How can anyone argue with "pudding in still in the oven" arguments?
The sad part about epic morons like Rune and Dupe is that they think everyone else are the idiots. We call this irony.
If the troll will permit me, I'd like to discuss health care premiums....
Health insurance premiums for young people will rise in all 50 states under Obamacare, with an average increase of 260 percent, according to a study released Thursday.
The young and healthy segment of the uninsured is considered crucial for the Affordable Care Act to succeed.
However, an analysis of premiums both before and after the implementation of Obamacare shows that 18- to 35-year-olds are likely to opt out of high rates in the exchanges in favor of cheaper penalties for not having insurance.
According to a study released by the American Action Forum, post-Obamacare premiums will average $187.08 per month, up from $62 per month in 2013, a 202 percent increase.
Overall, states averaged an increase of 260 percent.
http://freebeacon.com/study-premiums-for-young-people-to-rise-in-all-50-states/
Health insurance premiums for young people will rise in all 50 states under Obamacare, with an average increase of 260 percent, according to a study released Thursday.
The young and healthy segment of the uninsured is considered crucial for the Affordable Care Act to succeed.
However, an analysis of premiums both before and after the implementation of Obamacare shows that 18- to 35-year-olds are likely to opt out of high rates in the exchanges in favor of cheaper penalties for not having insurance.
According to a study released by the American Action Forum, post-Obamacare premiums will average $187.08 per month, up from $62 per month in 2013, a 202 percent increase.
Overall, states averaged an increase of 260 percent.
http://freebeacon.com/study-premiums-for-young-people-to-rise-in-all-50-states/
ACA hasn't taken force yet, so no, it does no such thing, liar.
When did you start talking to yourself in third person? Of course you will permit yourself to copy and paste another right wing propaganda piece.
Yes, it has, except for the exchanges
Many of the protections, reforms and taxes are already enacted. Some of the biggest changes roll out in 2014. Our timeline of health care reform breaks down what has already happened and what will happen each year until ObamaCare is fully implemented.
ObamaCare Health Care Reform Timeline 2010-2012
First, let's start with the facts on what ObamaCare has done to reform the healthcare industry so far:
• ObamaCare allows the FDA to approve more generic drugs in order to drive competition up and prices down.
• ObamaCare increases rebates on drugs through Medicare for Seniors.
• ObamaCare closes the Part D Medicare Coverage Gap or "Donut Hole" that was forcing Seniors to pay out of pocket for drug costs. There is also a 50% discount on brand name drugs. Seniors currently get a rebate to cover the costs and ObamaCare closes the Medicare coverage gap for good in 2020.
• The PCORI, an independent non-profit advisory board, studies different types of treatments in order to ensure quality affordable health care under ObamaCare.
• Chain restaurants must now display calories in order to promote wellness and healthy living (this helps to keep the cost of health care down, since less people will need it).
• Health Insurance companies can't drop your coverage when you are sick.
• Individuals can't be denied coverage for pre-existing conditions.
• Children under the age of 19 can't be classified as having a pre-existing conditions
• Children under the age of 26 can stay on their parents insurance.
• Income exclusion for Indian Tribe health benefits that were provided after March 23rd, 2010
• ObamaCare cuts Medicare funding to hospitals and other health care facilities and then reinvests the money back into Medicare reform.
• “Comparative Effectiveness Research” (CER) studies the effectiveness of drugs by comparing drug to drug and seeing which one works best. They will continue to research and publish studies until 2019.
• ObamaCare establishes a “Patient-Centered Outcomes Research Institute” (PCORI) — a public-private entity that oversees ObamaCare's funding, goals, and outside partnerships.
• ObamaCare creates a high-risk pool for individuals with pre-existing conditions. These individuals can still get treatment, but at higher rates. The high-risk pool disappears come 2017, at which point high-risk individuals will buy the same insurance as everyone else. In general there are no pre-existing conditions on new plans starting 2014.
• Insurance companies can no longer discriminate for disabilities or domestic abuse.
• The law imposes a 10% tax on tanning booths. The concept is to tax and regulate products and services that are likely to cause people to need to use their health coverage in order offset what it costs to treat these individuals.
• Rate Hike Review is implemented. Insurers can no longer increase your premiums for profit (also known as "price gouging"). They must justify rate hikes over 10% to the state and then display them on their website (and .gov website) the same day. As of Sept 2012 this measure saved Americans $1 billion. However not all States are using this rule, causing large Premium increases in their respective States.
• The 80/20 rule is implemented. Insurance companies now have to tell their customers how their money is being spent. If they don't spend at least 80% of the money on health care they have to give customers a rebate for the difference. The 80/20 rule has saved Americans $1.1 billion dollars via rebates.
• Health Insurance companies can no longer turn down a claim without an appeal process. This allows customers to have legal standing to fight the appeal.
• Anti-fraud funding is increased and new ways to stop fraud are created.
• Increases rebates for brand name pharmaceuticals purchased through Medicaid.
• New Annual taxes on pharmaceutical companies.
• ObamaCare payment increases to physicians, mostly in rural areas.
• Some Small Employers are eligible for tax credits to help with health care related costs.
• ObamaCare improves treatment for patents with chronic illnesses.
• The law prohibits non-group plans from canceling coverage.
• A limit is placed on what type of insurance accounts can be used to pay for over-the-counter drugs without a prescription. This does not include insulin, asthma medication or other vital drugs.
• Employers must list employee benefits on their tax form. This helps to determine whether the company will get tax breaks or credits for insuring employees.
• Hospitals in "Frontier States" (ND, MT, WY, SD, UT ) receive higher Medicare Payments.
• Hospitals in "low cost" areas receive higher Medicare payments for 2 years.
• All new plans must provide preventive care free of charge.
• ObamaCare does away with annual spending caps.
• ObamaCare greatly eliminates lifetime limits and reduces annual limits of health insurance plans.
• New tools to fight fraud have been established, this returned more than $2.5 billion in 2009 alone.
• Cuts $716 Billion from Medicare and Medicare advantage and reinvests it back into Medicare and ObamaCare (this obviously covers a lot of ground. Read more on ObamaCare and Medicare.)
• ObamaCare places a $2500 limit on tax free spending under FSAs (flexible spending accounts).
• ObamaCare establishes state consumer assistance programs to help consumers file complaints, appeals, enroll in health care and other consumer related assistance to better understand trouble spots that need oversight.
• Your FSA cost of an over-the-counter medicine or drug cannot be reimbursed from Flexible Spending Arrangements (FSAs) or health reimbursement arrangements unless a prescription is obtained. The change does not affect insulin, even if purchased without a prescription, or other health care expenses such as medical devices, eye glasses, contact lenses, co-pays and deductibles. A similar rule went into effect on Jan. 1, 2011, for Health Savings Accounts (HSAs), and Archer Medical Savings Accounts (Archer MSAs).
• FSA and HRA participants can continue using debit cards to buy prescribed over-the-counter medicines, if requirements are met.
• The hospital "pay-for-quality" program begins. This is part of an overall effort to promote quality not quantity in the health care industry.
• There is a 3.8% tax increase on capital gains over, unearned income, interest, dividends, annuities, rent, royalties, and inactive businesses. Exemptions include income from tax-exempt bonds, veterans benefits and qualified plan distributions such as those from an IRA or 401k.
• The 3.8% tax does not apply to selling your primary residence in most cases.
• The Affordable Care Act has a 5 year plan that works to simplify administrative tasks associated with health insurance such as reducing paperwork.
• Starting in 2012 there is a new tax on private health insurance plans.
http://obamacarefacts.com/health-care-reform-timeline.php
Althea
Althea told me...
$62.00 didn't give any coverage at all. To even consider that a policy, is disingenuous. For $180./mo, the coverage is 3x better.Of the states studied, all experienced health insurance rate increases, with 44 of those states experiencing triple digit percentage increases in premiums for the lowest-priced coverage.
Pre-ACA premiums average $62.00 monthly, while post-ACA premiums average $187.08 per month, a $125.08, or 202 percent, increase.
The average percent change between 2013 and 2014 minimum level plan monthly premiums is 260 percent, reflecting a nearly 3 to 1 ratio between the two sets of premiums.
Who needs an IQ test to see what a complete utter moronic dullard you are? All we have to do is read your incredibly stupid posts and see who is thanking you.
Are you really this stupid, or do you have to work at it. I’m going with the former; now run along you lying asshat; your dullard attempts to spam this thread with your typical clueless off topic nonsense are those of an idiot; and they say one should never argue with idiots, they just try to drag you down to their low level, then beat you with experience.
Do yourself a favor and put me on ignore as you falsely claimed earlier and stop trying to remove all doubt about what a dullard asshat you really are. Have a toke in your double wide with your redneck dipshit roomate Dupe. Thinking is not your forte’.
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