Americans are stuck paying for the Dunce-o-crat scam that enriched insurance conglomerates, while pounding Americans with exploding healthcare costs, forced down Americans' throats without a single Republican vote.
Yes, this is exclusively YOUR DOING, DUNCE-O-CRATS.
It wasn’t always like this. In 2009, the year before Obamacare was passed, the average annual premium for employer-sponsored insurance was $4,824 for an individual and $13,375 for a family. By 2025, those rates had nearly doubled to $9,325 and $26,993, which represented increases of 93% and 102%, respectively. During this same period, inflation increased by roughly 50%, with the consumer price index moving from an average of 214.5 in 2009 to approximately 323 in 2025.
But while premiums have gotten the most press, it’s the rise in deductibles that fundamentally changed the member experience. Over this same period, deductibles jumped from $826 to $1,886, and now apply to 9 in 10 workers. Further, modest copayments used to be typical, but now even after meeting the deductible, accessing care often means being subject to coverage that is limited to coinsurance — a percentage of the cost of a service — until another barrier, the out-of-pocket maximum, has been passed. In practical terms, that means that many Americans must pay cash for their routine care. While this shift began shortly before the Affordable Care Act's passage, the trend accelerated in the years after it took effect.
Yes, this is exclusively YOUR DOING, DUNCE-O-CRATS.
Thanks, Obama: We are all cash payers for healthcare now
Recent polling from the West Health-Gallup Center revealed a troubling reality. Roughly one-third of Americans reported having cut back on spending to afford medical care, with consequences ranging from delaying retirement to skipping vacations and meals. These results reveal a deeper truth about how the system has changed. Insurance no longer acts as the shield it once did, and most Americans now pay out of pocket for their care. Like it or not, we are all cash payers now.It wasn’t always like this. In 2009, the year before Obamacare was passed, the average annual premium for employer-sponsored insurance was $4,824 for an individual and $13,375 for a family. By 2025, those rates had nearly doubled to $9,325 and $26,993, which represented increases of 93% and 102%, respectively. During this same period, inflation increased by roughly 50%, with the consumer price index moving from an average of 214.5 in 2009 to approximately 323 in 2025.
But while premiums have gotten the most press, it’s the rise in deductibles that fundamentally changed the member experience. Over this same period, deductibles jumped from $826 to $1,886, and now apply to 9 in 10 workers. Further, modest copayments used to be typical, but now even after meeting the deductible, accessing care often means being subject to coverage that is limited to coinsurance — a percentage of the cost of a service — until another barrier, the out-of-pocket maximum, has been passed. In practical terms, that means that many Americans must pay cash for their routine care. While this shift began shortly before the Affordable Care Act's passage, the trend accelerated in the years after it took effect.