SJJRSJJS
Verified User
I have nothing against President Obama, I believe that he is a good person who believes he is doing the right(LEFT) thing, I just think that he is farther Left than Genghis Khan. My Mom was a bonafide Liberal while my Dad was a Conservative, so I was introduced to both philosophies, and I can relate to many ideas from both sides, like I am sort of Pro-Choice, but I am also very pro-gun, and there should not be any homeless people walking the streets. I am for Solar, Wind, Hydrogen, Nuclear, and Fossil fuel power, but we need to get out of the Mid-East and that means energy independence, aka more drilling. I have a solar wristwatch, a great Energizer Solar/crank flashlight that I highly recommend, especially after Hurricane Sandy, I got mine at the Menifee Target for about $18.00.
Does anyone remember that I had the idea of Synchronizing all the most popular main street Stoplights, in every city, across the Nation and that would probably save 10% of our National Fuel demands. Synchronizing means that if you were stopped at a light, when the light turned green, and you stayed at the speed limit you could drive for miles right through town without stopping. If someone wanted to turn left, they had two options, wait for the synchronized stoplight to eventually change or make three right turns to go left. In Long Beach, California 7th Street to the Freeway and Redondo Avenue starting at Ocean Bld all the way to Signal Hill have been synchronized for many moons, no stops, unless of course there is a Siren.
I also had a great idea that would have stopped all those Home foreclosures in their tracks and I sent out so many emails(Hundreds) about my idea that my main provider(NOT AOL) threatened me that I was spamming. Anyway, one of New York's(Manhatten) main radio stations emailed me back and said that their station would give me 120 seconds to talk about it on the radio air, to their 600 mile radio Station reach, and I checked it out, all legit. I told a few relatives who were into selling those Real-estate Adjustable Easy Loans and they talked me out of it, saying that I would ruin everything by going on the radio, using my real name, etc. I also went onto Ray Taliaferro's San Francisco Late night(AM) Radio Show with my idea, and after I got off, the people called in for the next two hours saying that they thought it would work. Right up to now, there have been so many foreclosures of Relatives, and friends that anything would have been better than the way everything turned out. Anyway, I sent my idea to Bush, candidates McCain, Palin, and Obama and many many others and not one seemed interested although, when I talked to hundreds of people on the street, grocery store, gas station, etc every one of them liked it.
HERE IT IS: The President would declare a National Housing Emergency and issue an Executive Order, (good for 6 months without Congressional interference) that the Federal Government would create a website so that Variable /Adjustable rate mortgaged homeowners who were starting to not be able to make their house payments because they adjusted up to, lets say, from $1500 per month to now $4000 per month, could go onto that Government website with their mortgage papers. They would enter all the specifics, like who owns(bank) the loan paper, addresses, Driver's License, Utility Bills etc to prove ownership ID.
Everyone who had one of those adjustable interest rate loans, that were starting to go up to the point that they could not make the higher payment would have their loans automatically modified back to the original lower payment that they had a record of making, and the loan would be extended out longer as a fixed mortgage at the original low interest rate, so that the bank made their money, only it would take longer. The "small" payment($1500) that they made at the beginning stages of the Original Adjustable loan would become a permanent fixed loan payment, that had been extended out to whatever. Now She/He would know that they have about $2500 of "Extra" money each month to go buy a car, clothes, etc, and it will never change. I am pissed at the greedy ass Republicans who wanted their interest money back and who I never heard from, and I am pissed at the Lib Demos who I believe wanted all those foreclosures to ruin the economy so they could change the system, which happened. Anyway, you would only be able to modify one home mortgage, one time, the home that was on your drivers license, and that would go for everyone including Donald Trump. The Government website would issue you a Federal Loan Modification Number, you would print off the online paperwork, and send in that paperwork with your next house payment of $1500, and that payment would be fixed forever until the loan was paid off at the original low interest rate. Now would that have helped the economy, think about it? That homeowner who was really struggling to make that $4000 dollar payment can now make that $1500 and go to sleep at night knowing that his/her troubles were over, what an economic incentive to recovery. That happened about 4 years ago, and I believe that I even mentioned this online? Anyway, it would have been better than how it turned out, but I am tired now and getting more pissed, so no mo. PS, Thank God for Spell Check
Does anyone remember that I had the idea of Synchronizing all the most popular main street Stoplights, in every city, across the Nation and that would probably save 10% of our National Fuel demands. Synchronizing means that if you were stopped at a light, when the light turned green, and you stayed at the speed limit you could drive for miles right through town without stopping. If someone wanted to turn left, they had two options, wait for the synchronized stoplight to eventually change or make three right turns to go left. In Long Beach, California 7th Street to the Freeway and Redondo Avenue starting at Ocean Bld all the way to Signal Hill have been synchronized for many moons, no stops, unless of course there is a Siren.
I also had a great idea that would have stopped all those Home foreclosures in their tracks and I sent out so many emails(Hundreds) about my idea that my main provider(NOT AOL) threatened me that I was spamming. Anyway, one of New York's(Manhatten) main radio stations emailed me back and said that their station would give me 120 seconds to talk about it on the radio air, to their 600 mile radio Station reach, and I checked it out, all legit. I told a few relatives who were into selling those Real-estate Adjustable Easy Loans and they talked me out of it, saying that I would ruin everything by going on the radio, using my real name, etc. I also went onto Ray Taliaferro's San Francisco Late night(AM) Radio Show with my idea, and after I got off, the people called in for the next two hours saying that they thought it would work. Right up to now, there have been so many foreclosures of Relatives, and friends that anything would have been better than the way everything turned out. Anyway, I sent my idea to Bush, candidates McCain, Palin, and Obama and many many others and not one seemed interested although, when I talked to hundreds of people on the street, grocery store, gas station, etc every one of them liked it.
HERE IT IS: The President would declare a National Housing Emergency and issue an Executive Order, (good for 6 months without Congressional interference) that the Federal Government would create a website so that Variable /Adjustable rate mortgaged homeowners who were starting to not be able to make their house payments because they adjusted up to, lets say, from $1500 per month to now $4000 per month, could go onto that Government website with their mortgage papers. They would enter all the specifics, like who owns(bank) the loan paper, addresses, Driver's License, Utility Bills etc to prove ownership ID.
Everyone who had one of those adjustable interest rate loans, that were starting to go up to the point that they could not make the higher payment would have their loans automatically modified back to the original lower payment that they had a record of making, and the loan would be extended out longer as a fixed mortgage at the original low interest rate, so that the bank made their money, only it would take longer. The "small" payment($1500) that they made at the beginning stages of the Original Adjustable loan would become a permanent fixed loan payment, that had been extended out to whatever. Now She/He would know that they have about $2500 of "Extra" money each month to go buy a car, clothes, etc, and it will never change. I am pissed at the greedy ass Republicans who wanted their interest money back and who I never heard from, and I am pissed at the Lib Demos who I believe wanted all those foreclosures to ruin the economy so they could change the system, which happened. Anyway, you would only be able to modify one home mortgage, one time, the home that was on your drivers license, and that would go for everyone including Donald Trump. The Government website would issue you a Federal Loan Modification Number, you would print off the online paperwork, and send in that paperwork with your next house payment of $1500, and that payment would be fixed forever until the loan was paid off at the original low interest rate. Now would that have helped the economy, think about it? That homeowner who was really struggling to make that $4000 dollar payment can now make that $1500 and go to sleep at night knowing that his/her troubles were over, what an economic incentive to recovery. That happened about 4 years ago, and I believe that I even mentioned this online? Anyway, it would have been better than how it turned out, but I am tired now and getting more pissed, so no mo. PS, Thank God for Spell Check