Legion Troll
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A quiet but profound shift is fundamentally reshaping how health insurance works for the roughly 155 million Americans who receive coverage through their employers.
A national survey of employer health benefits released Wednesday shows how much deductibles — the health-care costs that people must pay out of their own pockets before insurance kicks in — have shot up.
In 2016, 4 in 5 workers had a deductible as part of their individual coverage, averaging $1,478.
During the past five years, deductibles have grown 10 times as fast as inflation and nearly six times as fast as wages.
For the first time, employer-sponsored health plans also reached a new benchmark: Half of all workers who receive insurance through their employers faced a deductible of at least $1,000 a year for individual coverage — up from just 10 percent of workers in 2006.
The average deductible for individuals in firms with fewer than 200 employees is $2,069.
https://www.washingtonpost.com/news/wonk/wp/2016/09/14/the-quiet-change-to-insurance-plans-thats-making-health-care-more-expensive-for-patients/?wpisrc=nl_draw2&wpmm=1