I used to have an employee who rented everything. His house, car, his tools, uniform, telephone, washer and dryer. And his wife would not cook. They had two kids and a pile of menus from restaurants all over town. Every Friday he spent the afternoon driving round town paying bills with cash. I pay everything with a credit card and he'd ask me "how do you afford the interest?". He could not understand that the issuing bank pays me 1, 2, sometimes 4 or even 5 percent just to use it.
Another guy would run out of money on Wednesday or Thursday and go hungry until Friday afternoon when he got paid. Then he'd drink all weekend, at bars of course, and eat out every meal until he ran out of money again.
These guys and their friends were always asking to "borrow" money from me and each other. They never intended to pay any of it back.
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