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Thread: Trump Supporters ‘Tricked by the Devil’ are Now Facing Financial Ruin: ‘I Feel So Stu

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    Quote Originally Posted by Althea View Post
    What do you think minimum wage should be?
    $0
    Every life matters

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    Quote Originally Posted by Superfreak View Post
    you realize the vast majority of people are employed by SMALL business owners. Those that aren't making high multiples over their employees. Those that take a lot of risk and often fail because of stupid thinking like 'raise the minimum wage and force business owners to pay!!!!'.
    It's fun to just randomly pick a number and say that's what the minimum wage should be. $20, $30, $40... No rhyme or reason other than it sounds good. Real world economics need not apply

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  5. #108 | Top
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    Quote Originally Posted by ThatOwlWoman View Post
    Thanks. We understand about how COBRA works; we utilized it the entire 18 month allowable period. Fortunately when it expired we were able to transition from it to the ACA w/o a hitch. The plan we got has a lot higher deductible but it is far more affordable. $78/month versus $1300! You're right about the subsidies; the husband unit had to restructure our pensions and withdrawals from the 401(k) to get us under the threshold level to qualify. We're basically healthy and don't need any daily scripts so we're pleased with it. I will be going on Medicare later this year so that will also help. He's still got a few years to go till he's old enough.

    My point though was that even though CIGNA realized a lot of savings in employee salaries by ditching most of its IT dept. in favor of H1B visa ppl from India, those savings were not passed along to the customers. You can bet though that any increases in costs sure as hell are.... hence your premiums rising every year. Which happened every year, btw, long before Obama became President.
    My plan was eliminated due to the ACA. I had a high deductible plan that covered catastrophic care. I had an HSA account that I funded for when and if I needed care to cover the high deductible. The ACA forced me on to my work plan. So I doubled my premium for the same coverage (for me), but not pay for a lot of things I will never likely need.

    Why would you stay on Cobra for 18 months? Makes no sense. Especially at the cost differential you mentioned.

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    Quote Originally Posted by Althea View Post
    That's the point they always ignore.
    Not ignore, I just realize that isn't the whole story. Given the constant escalating prices of health care how do you know the increases wouldn't have been higher if not for the cost savings on salaries?

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    Quote Originally Posted by Superfreak View Post
    My plan was eliminated due to the ACA. I had a high deductible plan that covered catastrophic care. I had an HSA account that I funded for when and if I needed care to cover the high deductible. The ACA forced me on to my work plan. So I doubled my premium for the same coverage (for me), but not pay for a lot of things I will never likely need.

    Why would you stay on Cobra for 18 months? Makes no sense. Especially at the cost differential you mentioned.
    Because he retired when we were still living in STL. We were ineligible for the ACA due to income and also our state. Then when we moved to Michigan we discovered a better state, so to speak. And, as I said, he was able to adjust our income by changing the withdrawal from our 401(k) in order to allow us to qualify. We should have checked into that earlier; you're right.

    That sucks that your premiums went up so badly.

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    Hello DonaldvoTrumpovich,

    Quote Originally Posted by DonaldvoTrumpovich View Post
    Good pay? Pay is commensurate with skill, knowledge and experience. In a capitalist society, you get paid what the free market will bear, not what the government mandates.

    The only thing that can kill Capitalism is Government intervention. America's free market system is the best in the world. Only our bloated, corrupt, incompetent federal government could screw it up.
    We don't have a capitalist society. What we have is a mixture of capitalism and socialism. We also have a lot of crony capitalism. We have the best government money can buy.

    Capitalism by itself will eat itself. It will destroy / downgrade / eliminate every job it can, until there are too few consumers with cash to buy product. Capitalism requires socialism to balance out the bad effects of capitalism. We have to get the balance correct between the two.

    Capitalism is a wonderful engine of creativity for society and wealth creation for those who own capital. But capitalism, left unregulated is like a big engine running at wide open throttle with no governor installed. Government IS the governor for the engine of capitalism. With proper government regulation, (not the crony capitalist type) capitalism is safe and productive.
    Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.

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    Hello ThatOwlWoman,

    Quote Originally Posted by ThatOwlWoman View Post
    My husband lost his IT job of 31 years to an H1B visa worker from India, who was paid less than half what my husband was making. In order to prevent lawsuits, the company told those displaced that they would get a generous severance package (six months salary plus continuation of health insurance at company cost) if they would sign an agreement not to sue them. So these corporations are knowingly -- and legally -- harming their employees. The visa program was begun to help companies who couldn't find qualified American workers in that field. Now it's used as a tool to get rid of higher-paid Americans in favor of lower-paid foreign guys, just so the CEO and shareholders can buy another yacht or vacation villa in Europe.
    The fit won't hit the shan until big multinational corporations figure out they can get really sharp CEOs and other executives for pennies on the dollar by using foreign workers. THEN we'll see a big fuss!
    Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.

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    Quote Originally Posted by cawacko View Post
    Most businesses in America are small businesses. Put a $25/hr minimum wage on them and see how many disappear. It will teach them a lesson but I'm not sure its the one you want to teach them.
    So then maybe you can explain why it's okay to displace a highly-compensated fully qualified American work who's already employed at an American company with one on an H1B visa who is not an American citizen -- but illegal workers who work at crap jobs we citizens won't do are bad for America. Either they're both good or they're both bad.

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    Hello ThatOwlWoman,

    Quote Originally Posted by ThatOwlWoman View Post
    Here's where it shows up:

    "Cigna CEO Received $49 Million in Compensation Last Year.

    "Cigna Corp. CEO David M. Cordani's compensation totaled $49 million, up 80 percent from 2014. The value of stock awards that vested and stock options he exercised in 2015 accounted for $44.6 million of the compensation." (2013 was when my husband & coworkers were replaced.)

    http://www.courant.com/business/conn...321-story.html
    There needs to be a law limiting executive compensation to a certain multiple of AVERAGE worker pay at that organization.

    If an executive wants to earn more than that, no problem, the company needs to raise average worker pay. Let the rising tide of increased earnings float all boats in the company. Let them increase profits by doing a shrewd business, not by screwing workers.
    Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.

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    Quote Originally Posted by ThatOwlWoman View Post
    So then maybe you can explain why it's okay to displace a highly-compensated fully qualified American work who's already employed at an American company with one on an H1B visa who is not an American citizen -- but illegal workers who work at crap jobs we citizens won't do are bad for America. Either they're both good or they're both bad.
    You don't see me complaining about illegal workers. It's why some on the right call me a liberal. I support free markets and free people (that doesn't mean no borders though). I believe we should have more work visas to allow people into the country to meet the demand for work. Immigration is what grows our country.

    And I'm talking bigger picture here so I don't mean to make it personal towards you and your husband but politically the only time I've really seen liberals complain about immigration is when it comes to H1-B visas. I've seen it on this board as well as liberal sites.

    And tbh I don't know what the general right-wingers position on H1-B visas is. My guess is they probably aren't for them either.

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    Quote Originally Posted by Superfreak View Post
    My plan was eliminated due to the ACA. I had a high deductible plan that covered catastrophic care. I had an HSA account that I funded for when and if I needed care to cover the high deductible. The ACA forced me on to my work plan. So I doubled my premium for the same coverage (for me), but not pay for a lot of things I will never likely need.

    Why would you stay on Cobra for 18 months? Makes no sense. Especially at the cost differential you mentioned.
    Being self employed, I had the same exact coverage you had. When ACA was passed, my premiums were cut in half, and I had a silver plan. Had it for 2 years, and then House Republicans defunded the Fed. money promised to startup non profit insurance companies. My insurer, along with 12 others, went out of business across the country.

    Any problems you have with the way ACA worked out is something you either have to take up with your governor if you live in a Red state, or Republicans in Congress
    Once in a while you get shown the light, in the strangest of places if you look at it right.

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    Quote Originally Posted by Althea View Post
    Being self employed, I had the same exact coverage you had. When ACA was passed, my premiums were cut in half, and I had a silver plan. Had it for 2 years, and then House Republicans defunded the Fed. money promised to startup non profit insurance companies. My insurer, along with 12 others, went out of business across the country.

    Any problems you have with the way ACA worked out is something you either have to take up with your governor if you live in a Red state, or Republicans in Congress
    The ACA plans were three times as expensive as my old plan. Because they forced coverage on me that I do not need. The ACA forced individual plans to cover government mandated items. Which negates the very purpose of the individual market place. Your insurance may have gone down due to subsidies. Mine did not.

    No, the ACA was and is a horrid plan. Far worse than Medicare.

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    Quote Originally Posted by katzgar View Post
    you are an idiot
    The only thing this clueless retard can add to any discussion.

    "When government fears the people, there is liberty. When the people fear the government, there is tyranny."


    A lie doesn't become the truth, wrong doesn't become right, and evil doesn't become good just because it is accepted by a majority.
    Author: Booker T. Washington



    Quote Originally Posted by Nomad View Post
    Unless you just can't stand the idea of "ni**ers" teaching white kids.


    Quote Originally Posted by AProudLefty View Post
    Address the topic, not other posters.

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    Quote Originally Posted by BS Talker View Post
    There needs to be a law limiting executive compensation to a certain multiple of AVERAGE worker pay at that organization.

    If an executive wants to earn more than that, no problem, the company needs to raise average worker pay. Let the rising tide of increased earnings float all boats in the company. Let them increase profits by doing a shrewd business, not by screwing workers.
    I love how brain dead, economically clueless lying leftists think they should be the deciders and arbiters of fair income. They want this country to become a shithole like Venezuela.

    Another reason to NOT vote for the Democratic Party of the Jackass.
    "When government fears the people, there is liberty. When the people fear the government, there is tyranny."


    A lie doesn't become the truth, wrong doesn't become right, and evil doesn't become good just because it is accepted by a majority.
    Author: Booker T. Washington



    Quote Originally Posted by Nomad View Post
    Unless you just can't stand the idea of "ni**ers" teaching white kids.


    Quote Originally Posted by AProudLefty View Post
    Address the topic, not other posters.

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    Quote Originally Posted by Superfreak View Post
    The ACA plans were three times as expensive as my old plan. Because they forced coverage on me that I do not need. The ACA forced individual plans to cover government mandated items. Which negates the very purpose of the individual market place. Your insurance may have gone down due to subsidies. Mine did not.

    No, the ACA was and is a horrid plan. Far worse than Medicare.
    Mine did not go down because of subsidies. It went down because my governor set up a quality exchange.
    Once in a while you get shown the light, in the strangest of places if you look at it right.

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