Truth Detector (05-15-2018)
Truth Detector (05-15-2018)
Truth Detector (05-15-2018)
My plan was eliminated due to the ACA. I had a high deductible plan that covered catastrophic care. I had an HSA account that I funded for when and if I needed care to cover the high deductible. The ACA forced me on to my work plan. So I doubled my premium for the same coverage (for me), but not pay for a lot of things I will never likely need.
Why would you stay on Cobra for 18 months? Makes no sense. Especially at the cost differential you mentioned.
TOP (05-15-2018), Truth Detector (05-15-2018)
Truth Detector (05-15-2018)
Because he retired when we were still living in STL. We were ineligible for the ACA due to income and also our state. Then when we moved to Michigan we discovered a better state, so to speak. And, as I said, he was able to adjust our income by changing the withdrawal from our 401(k) in order to allow us to qualify. We should have checked into that earlier; you're right.
That sucks that your premiums went up so badly.
Hello DonaldvoTrumpovich,
We don't have a capitalist society. What we have is a mixture of capitalism and socialism. We also have a lot of crony capitalism. We have the best government money can buy.
Capitalism by itself will eat itself. It will destroy / downgrade / eliminate every job it can, until there are too few consumers with cash to buy product. Capitalism requires socialism to balance out the bad effects of capitalism. We have to get the balance correct between the two.
Capitalism is a wonderful engine of creativity for society and wealth creation for those who own capital. But capitalism, left unregulated is like a big engine running at wide open throttle with no governor installed. Government IS the governor for the engine of capitalism. With proper government regulation, (not the crony capitalist type) capitalism is safe and productive.
Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.
Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.
ThatOwlWoman (05-15-2018)
So then maybe you can explain why it's okay to displace a highly-compensated fully qualified American work who's already employed at an American company with one on an H1B visa who is not an American citizen -- but illegal workers who work at crap jobs we citizens won't do are bad for America. Either they're both good or they're both bad.
Althea (05-16-2018), christiefan915 (05-15-2018)
Hello ThatOwlWoman,
There needs to be a law limiting executive compensation to a certain multiple of AVERAGE worker pay at that organization.
If an executive wants to earn more than that, no problem, the company needs to raise average worker pay. Let the rising tide of increased earnings float all boats in the company. Let them increase profits by doing a shrewd business, not by screwing workers.
Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.
You don't see me complaining about illegal workers. It's why some on the right call me a liberal. I support free markets and free people (that doesn't mean no borders though). I believe we should have more work visas to allow people into the country to meet the demand for work. Immigration is what grows our country.
And I'm talking bigger picture here so I don't mean to make it personal towards you and your husband but politically the only time I've really seen liberals complain about immigration is when it comes to H1-B visas. I've seen it on this board as well as liberal sites.
And tbh I don't know what the general right-wingers position on H1-B visas is. My guess is they probably aren't for them either.
Truth Detector (05-15-2018)
Being self employed, I had the same exact coverage you had. When ACA was passed, my premiums were cut in half, and I had a silver plan. Had it for 2 years, and then House Republicans defunded the Fed. money promised to startup non profit insurance companies. My insurer, along with 12 others, went out of business across the country.
Any problems you have with the way ACA worked out is something you either have to take up with your governor if you live in a Red state, or Republicans in Congress
Once in a while you get shown the light, in the strangest of places if you look at it right.
The ACA plans were three times as expensive as my old plan. Because they forced coverage on me that I do not need. The ACA forced individual plans to cover government mandated items. Which negates the very purpose of the individual market place. Your insurance may have gone down due to subsidies. Mine did not.
No, the ACA was and is a horrid plan. Far worse than Medicare.
Truth Detector (05-15-2018)
"When government fears the people, there is liberty. When the people fear the government, there is tyranny."
A lie doesn't become the truth, wrong doesn't become right, and evil doesn't become good just because it is accepted by a majority.
Author: Booker T. Washington
"When government fears the people, there is liberty. When the people fear the government, there is tyranny."
A lie doesn't become the truth, wrong doesn't become right, and evil doesn't become good just because it is accepted by a majority.
Author: Booker T. Washington
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