Sensible thinking, investment advisors can be good bad and everything in between. With that much money invested, they need to be very careful and the 7.5 growth was way too high and something that can later cause trouble when payout time comes. A friend told me recently their retirement funds are going to Vanguard of which I've heard good things. Fidelity also has a good rep. But when the money is placed in all sort of funds and whatnot beware.
Wanna make America great, buy American owned, made in the USA, we do. AF Veteran, INFJ-A, I am not PC.
"I have never made but one prayer to God, a very short one: 'O Lord make my enemies ridiculous.' And God granted it." Voltaire
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