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Thread: Interesting thing I did not know about buying a ranch...

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    Default Interesting thing I did not know about buying a ranch...

    If you are buying a house with more than 10 acres you need to contact a special insurance agency. Most Homeowners Insurance Agencies will not cover more than 10 acres.

    Ugh....

    Would this be considered a "first world problem"?
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    Quote Originally Posted by Damocles View Post
    If you are buying a house with more than 10 acres you need to contact a special insurance agency. Most Homeowners Insurance Agencies will not cover more than 10 acres.

    Ugh....

    Would this be considered a "first world problem"?
    Yes! In a world that sells a closet as a condo!
    Angel of Death

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    also you need one of these......

    Isaiah 6:5
    “Woe to me!” I cried. “I am ruined! For I am a man of unclean lips, and I live among a people of unclean lips, and my eyes have seen the King, the Lord Almighty.”

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    requires more or rather additional underwriting be done to assess risk.
    "Those who vote decide nothing. Those who count the vote decide everything." Joseph Stalin
    The USA has lost WWIV to China with no other weapons but China Virus and some cash to buy democrats.

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    Quote Originally Posted by Defender of Honor View Post
    Yes! In a world that sells a closet as a condo!
    Good one!
    ​................

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    Quote Originally Posted by PostmodernProphet View Post
    also you need one of these......

    And make sure you have hunting and mineral rights.

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    Quote Originally Posted by Damocles View Post
    If you are buying a house with more than 10 acres you need to contact a special insurance agency. Most Homeowners Insurance Agencies will not cover more than 10 acres.

    Ugh....

    Would this be considered a "first world problem"?
    Same problem in North Carolina.
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    Quote Originally Posted by Damocles View Post
    If you are buying a house with more than 10 acres you need to contact a special insurance agency. Most Homeowners Insurance Agencies will not cover more than 10 acres.

    Ugh....

    Would this be considered a "first world problem"?
    Is that a Colorado thing? We have 12.4 acres and are insured by State Farm.
    "The only thing necessary for the triumph of evil is for good men to do nothing." -- JFK (5/17/61)

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    Quote Originally Posted by ThatOwlWoman View Post
    Is that a Colorado thing? We have 12.4 acres and are insured by State Farm.
    Where? Not too specific, maybe what State?
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    Quote Originally Posted by Jarod View Post
    Where? Not too specific, maybe what State?
    She's in Michigan. No special insurance here in FL.

    It must be some kind of state thing.

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    Quote Originally Posted by Jarod View Post
    Where? Not too specific, maybe what State?
    Upper Michigan.
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    Quote Originally Posted by Matt Dillon View Post
    She's in Michigan. No special insurance here in FL.

    It must be some kind of state thing.
    Maybe so. Colorado is more likely to have ranches than we are, which I guess would include livestock that also needs to be insured.
    "The only thing necessary for the triumph of evil is for good men to do nothing." -- JFK (5/17/61)

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    probably because of the added liability from having parts of your ranch roll down and crush your neighbor's house.......
    Isaiah 6:5
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    Quote Originally Posted by PostmodernProphet View Post
    probably because of the added liability from having parts of your ranch roll down and crush your neighbor's house.......
    Yeah, that doesn't happen here.

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    Quote Originally Posted by ThatOwlWoman View Post
    Maybe so. Colorado is more likely to have ranches than we are, which I guess would include livestock that also needs to be insured.
    My friend doesn't take out any policies on his annual herd. It's a small herd of cracker cows, though.

    It might be different if running 250+ pure Angus.

    They use this stud bull, that thing has muscles on muscles on muscles. Looks like the Bugs Bunny bull with more muscles.

    He's one of the nicest cows around, though. He's sweet as pie. Yearlings are what's dangerous.

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