Healthcare in America - What a JOKE!

[zappasguitar]

Government healthcare, aint it great

Government Healthcare in America - What a JOKE!

Fixed your headline for you...you stupid fucking bastard!

Anther JPP poster who won't comment on the actions of the Hospital or how the man's insurance just stopped paying.

If volsrock the partisan shill acknowledged the despicable actions of the hospital he'd be admitting I was right.

[zappasguitar]

You are pointing out here a failure by the Govt to pay for the healthcare of one of its citizens. And you think they will do a better job with more people? LMAO!

NO, I am pointing out the heartless actions of private, FOR PROFIT HOSPITALS.

Kicking out a patient in need of care simply because he can't pay is wrong and the Government had nothing to do with this.

[T. A. Gardner]

That is a lot of stuff you threw out there for discussioon there. I don't necessarily agree with you or disagree with you.

We would have to have a back and forth discussion over a beer or two to cover all of that.

I will say this, America could do a lot better job of safety net programs and how they are paid for.

I can say, I have some different approaches and ideas that wouldn't cost the taxpayers as they pay for themselves.

But that would take some time to write it all up and explain how it would work.

Man, I 'm just trying to find logical solutions that addresses the needs of all Americans!

But one thing we have to get out of, is this mentality of, "I GOT MINE- SO FUCK YOU!"

And we have to get out of the mentality of robbing the rich- to feed the poor!

Both of these are exaggerations and misnomers, but trust me- This is how the have's and have not's think!

I actually thought through a way to fix health insurance and pay for costs that would be near universal, but it would never be adopted. Too many vested interests would stop it.

It works like this:

There is a national catastrophic health insurance plan everyone is covered by. It has a $10,000 (or other high) deductible and is there to cover a major hospital stay for something serious. It isn't for continuous care or routine health expenses. This is paid by income taxes.

The second part is that everyone gets a healthcare savings account. This works several ways.

The first is an individual one. All money put in is pre-tax and the account can earn interest. There is no limit to what you can stuff into such an account and you are allowed one account for this. When you have a medical expense, you withdraw the money needed to cover it. For major medical expenses you build up the account over time.

The second type is like the individual one but forced for low income individuals on government assistance. Persons in this category are receiving government assistance like welfare, food stamps, etc. An account is set up for them and things like EIC, income tax returned money, etc., goes into this account rather than to the person to spend on whatever. The government puts in so much a month into such an account until such time as the person comes off government assistance. Then there's a match withdrawal of unspent government put in money for what the person puts in until they pay off the government for the unspent balance.

The third type, and likely most common, is a employer matching account. The employer can set up a healthcare payment account for each employee. There is a limit to the top end of this type account of say $10,000 to match the catastrophic insurance deductible or the like. At the end of each year, the employer and employee split any funds remaining in the account 50 - 50. So, if the account balance were say $2000 the employee gets a $1000 bonus for being healthy, and the employer can roll over tax free the remaining $1000 into the next year. Thus, the employer no longer provides health insurance but uses this account to cover employee heath care costs.
Such accounts would likely be managed by third parties like health insurance companies so they'd still have skin in the game.

Also, all--100%-- healthcare costs are fully deductible from taxes. That means even if your account runs out of money, you can still deduct all the out-of-pocket costs you have 100%. That helps the chronically ill in particular.

So, with each person having an individual plan they put into, an employer plan that gives them additional coverage, and a national catastrophic plan that covers major medical expenses, everybody in the current system still has a role, only now the individual is paying directly for their care not through a third party with a tiny co-pay. That means individuals will look closer at costs and shop for cheaper care and drugs. The market will be forced to respond. Hospitals can lower their costs because they know the most they can lose on any individual they treat is the catastrophic deductible. Individuals will be in better shape to pay their healthcare bills too.
A careful, employed individual would over time build up their individual account without using it, using only the employer one. That would give them a big account like an IRA for later in life to cover healthcare costs.

It's not perfect, but it's a damn sight better than a pay-as-you-go insurance system like we have now. It also forcibly drags the lower income individual into it by using money the government might otherwise just give them to put that money into a health care savings account. So everybody gets some coverage both for routine and catastrophic health care.

[zappasguitar]

Ok! Ok! OK! Why the grandstanding?

Why couldn't you just say your last sentence- Because that is the truth!

The truth is a National Healthcare System was just a mere stake in the ground- It was fully intended to be built upon all along!

AND YOU REPUBLICANS COULD HELP BUILD ON IT- IF YOU REALLY WANTED TO!

But, I suppose it'll have to be the Democrats that improve it- without your party's help- of course!

Because Republicans love to PAY LIP SERVICE regarding making health care more accessible to the poor, when the time comes to actually back those words up with actions, they immediately show their true, SELFISH attitudes.

[zappasguitar]

What difference does that make to a broke ass bum like you? Your mom will still let you live in her basement.

Your inability to respond with anything other than another infantile personal attack proves my point is valid.

Thank you.

[zappasguitar]

He has lovely hands though, isn't that right Zippy?

The loveliest.

They have to be in order to be a major market hand model.

Jealous much?

[Geeko Sportivo]

I actually thought through a way to fix health insurance and pay for costs that would be near universal, but it would never be adopted. Too many vested interests would stop it.

It works like this:

There is a national catastrophic health insurance plan everyone is covered by. It has a $10,000 (or other high) deductible and is there to cover a major hospital stay for something serious. It isn't for continuous care or routine health expenses. This is paid by income taxes.

The second part is that everyone gets a healthcare savings account. This works several ways.

The first is an individual one. All money put in is pre-tax and the account can earn interest. There is no limit to what you can stuff into such an account and you are allowed one account for this. When you have a medical expense, you withdraw the money needed to cover it. For major medical expenses you build up the account over time.

The second type is like the individual one but forced for low income individuals on government assistance. Persons in this category are receiving government assistance like welfare, food stamps, etc. An account is set up for them and things like EIC, income tax returned money, etc., goes into this account rather than to the person to spend on whatever. The government puts in so much a month into such an account until such time as the person comes off government assistance. Then there's a match withdrawal of unspent government put in money for what the person puts in until they pay off the government for the unspent balance.

The third type, and likely most common, is a employer matching account. The employer can set up a healthcare payment account for each employee. There is a limit to the top end of this type account of say $10,000 to match the catastrophic insurance deductible or the like. At the end of each year, the employer and employee split any funds remaining in the account 50 - 50. So, if the account balance were say $2000 the employee gets a $1000 bonus for being healthy, and the employer can roll over tax free the remaining $1000 into the next year. Thus, the employer no longer provides health insurance but uses this account to cover employee heath care costs.
Such accounts would likely be managed by third parties like health insurance companies so they'd still have skin in the game.

Also, all--100%-- healthcare costs are fully deductible from taxes. That means even if your account runs out of money, you can still deduct all the out-of-pocket costs you have 100%. That helps the chronically ill in particular.

So, with each person having an individual plan they put into, an employer plan that gives them additional coverage, and a national catastrophic plan that covers major medical expenses, everybody in the current system still has a role, only now the individual is paying directly for their care not through a third party with a tiny co-pay. That means individuals will look closer at costs and shop for cheaper care and drugs. The market will be forced to respond. Hospitals can lower their costs because they know the most they can lose on any individual they treat is the catastrophic deductible. Individuals will be in better shape to pay their healthcare bills too.
A careful, employed individual would over time build up their individual account without using it, using only the employer one. That would give them a big account like an IRA for later in life to cover healthcare costs.

It's not perfect, but it's a damn sight better than a pay-as-you-go insurance system like we have now. It also forcibly drags the lower income individual into it by using money the government might otherwise just give them to put that money into a health care savings account. So everybody gets some coverage both for routine and catastrophic health care.

I like those ideas! They are definitely good places to start intelligent conversations and negotiations. I'd share those ideas with your congress people, and see if you could get some traction- spark their interest, and gain consensus!

I know of some doctors that have started what they call flat rate surgeries and are picking up interest in Oklahoma of all places. But anyway, these doctors have a flat rate for heart surgeries that are about 1/2 the cost of the norm. They make their money off of shear volume instead of milking people's insurance policies till the cow dries up!

If you have a couple of minutes, take a gander at the concept here...

.....and let us know what you think!

https://surgerycenterok.com/

[Sailor]

NO, I am pointing out the heartless actions of private, FOR PROFIT HOSPITALS.

Kicking out a patient in need of care simply because he can't pay is wrong and the Government had nothing to do with this.

Of course the fucking government had something to do with it. They could not pay the bill. Idiot.

[Walt]

My wife is Canadian and I am calling your bullshit. They don't know anything about our system except what Marxist douchebags in the media tell them.

The vast majority of Canadians live very close to the American border. They have a huge amount of access to the USA, and good knowledge of things in America.

[Truth Detector]

The vast majority of Canadians live very close to the American border. They have a huge amount of access to the USA, and good knowledge of things in America.

Is there a point here?

[Truth Detector]

Because Republicans love to PAY LIP SERVICE regarding making health care more accessible to the poor,

How is access limited to the poor? Another dumb lie filled statement. Anyone can walk into a hospital and be taken care of. The costs, of course, fall on all of us with higher prices.

[Truth Detector]

Your inability to respond with anything other than another infantile personal attack proves my point is valid.

^Lying leftist Hypocrite never whines when his fellow leftists respond with anything other than infantile personal attacks.

[Bulletbob]

The "BEST" in the World?


Sick and Elderly Black Man Discharged from Hospital Found on Sidewalk Because Medicare Stopped Paying for Care


An unidentified elderly Black man was found on a sidewalk in Conyers, Georgia, a suburb of Atlanta, with medical tubes still attached after being discharged from a hospital nearby because Medicare would not continue coverage for his treatment.

The 68-year-old man was discovered collapsed near the Piedmont Rockdale Hospital on Thursday, Oct. 14. According to a 911 caller, he appeared unresponsive and in need of medical assistance.

“Poor guy. But he probably needs an ambulance and not…” the 911 caller said, according to WSB-TV. “It’s right in front of the Piedmont Rockdale Emergency entrance.”

Conyers Police Deputy Chief Scott Freeman told reporters that, according to a hospital employee, the man was in the hospital’s care for 35 days for unidentified treatment and was cleared as “fit to leave” by two doctors when the hospital was notified that Medicare would not continue paying for his care.

He was dressed by security, who then escorted him off the premises.

When medical responders arrived to treat the man after the 911 call, he was found to have “sepsis, a high heart rate, fever, a urinary tract infection, and a possible bladder infection.”

“Common sense dictates that you do not treat human beings the way that we’re seeing in this particular case,” said Freeman, who plans on filing a report on the incident with the Georgia Department of Community Affairs.

“This man is laying out on the sidewalk unresponsive, and this is how they brought him out,” he stated. “They escorted him off the property and just left him on the sidewalk. This is inhumane; this is not who we are as a city, as a county, or even as a country. Or at least it shouldn’t be.”

At the time of this writing, Medicare had not prepared a statement.

Piedmont Healthcare addressed the incident, insinuating that the patient did not want continued services, saying that while they “do their best to connect patients in need” with “appropriate after-hospital care,” whether or not the services are accepted is “at the discretion of the patient.”

“At Piedmont, our purpose is to make a positive difference in every life we touch. We can only provide the best care with the cooperation and consent of the patient. We do our best to connect patients in need with community partners and social service organizations to provide appropriate after-hospital care, but ultimately accepting these services is at the discretion of the patient.”

No further updates have been given on the patient’s condition, however, he was taken back to the emergency room the same day he was released.

https://www.yahoo.com/now/inhumane-s...150000711.html

Yea im sure you would be much happier with health care from Africa or china or russia or Iran maybe Venezuela