Anyone Here Utilize Cash Back Credit Cards?

[Bill]

In many cases, cash can get you a better price.

like the flea market or black market to avoid paying taxes you fuckin crook.

You outted Yo-self you poor schmuck.................

[Bill]

Very good. I had an encounter with some pissed off Biker guy in front of an Oil Refinery. I had my Tool Belt, Lunch Kit, and a Newspaper. He charged up behind me yelling something. I spun around, dropped my Paper and Lunch Kit and pulled out my hammer. I said "This is a 22 ounce checker head straight claw, do you want the head (then I flipped it in the air and caught it with the claw sticking out) or do you want the straight claw? hahaha. He stood there with big open eyes. Then I took a few steps toward him and he backed off.
Later that day I heard he called the Cops on me. Said I threatened him. Too bad for Tricycle Boy, the Security Guard saw everything and said Biker Boy was the Instigator.

HAMMER TIME!!!!

[Bill]

I've bought cars paying cash and got a lot better deal than that.

The difference between someone like you that uses a credit card and someone like me that uses cash is you're still tied to the CC company with the possibility of not paying it off and I'm not. You are the dummy that likes being controlled, kinda like I do with you on this forum.

You are lying to yourself, not me... I HAVE NEVER PAID A CARD PAYMENT, EVER........... I pay it off every month w/out exception.........

If I buy a car I could pay cash but I can get a percent or two back using the card.......... Why would I leave that money on the table?? Cause I am a dummy like you?? shut the hell up

[CFM]

Most people can't afford to 'pay cash' for a Car or Home. Plus, putting that same Money into the Stock Market would get you a better Return on your Capital.

Or, if you lefties try everything you can to kill the market because you hate the current President, you could do worse.

I understand most can't afford to pay cash. There was a time when I couldn't. However, that's no my problem is they can't and to my benefit because I can.

[CFM]

You are lying to yourself, not me... I HAVE NEVER PAID A CARD PAYMENT, EVER........... I pay it off every month w/out exception.........

If I buy a car I could pay cash but I can get a percent or two back using the card.......... Why would I leave that money on the table?? Cause I am a dummy like you?? shut the hell up

Never said you did. The possibility exists for you but not for me. Looks like I touched a nerve and the little boy is triggered.

If you're going to make demands about me shutting up, can I assume you are going to back them up with some sort of action? I doubt it or as many as demands as you've made, you would have tried, and failed, by now, boy.

[Doc Dutch]

The little bitches credit is so bad, that no one will give her a credit card.

GMTA. Gotta have a job and pay one's bills to earn good credit. Selling meth and giving blowjobs for money may give him an income, but unless he reports it to the IRS, he can't use it for a credit application.


I use two cash back cards but pay each off each month.

[Doc Dutch]

You are lying to yourself, not me... I HAVE NEVER PAID A CARD PAYMENT, EVER........... I pay it off every month w/out exception.........

If I buy a car I could pay cash but I can get a percent or two back using the card.......... Why would I leave that money on the table?? Cause I am a dummy like you?? shut the hell up

Agreed on the percentage back. Car dealerships and other large purchases consider a CC to be the same as cash since since no credit application is necessary.

[PostmodernProphet]

my citibank card pays 1% when I charge and another 1% when I pay......before Gretch the Wretch closed the courts I used it for all my filing fees, running $10-$20k month through the card......

[CFM]

HAMMER TIME!!!!

If you believe that actually happened, you're a bigger fool than originally thought.

[Celticguy]

In many cases, cash can get you a better price.

Many ? No. A few ? Yes.

[Evmetro]

Establishing 'Credit' gives you a 'Track Record'. It will help lower your Auto Loan and Mortgage. Lenders like to know who they are dealing with.

I don't think any of us on this site are young enough to still be paying mortgages and car loans anymore. Political boards are typically loaded with people who are old enough to have paid their homes off.

[Evmetro]

Why would I need a credit card. I pay cash for everything.

Cash is king.

[Evmetro]

My American Express card earns 6% cash back on groceries and 3% cash back on gas. I also have a Discover and Chase that earn 5% in rotating categories (gas, Walmart, etc).

I only use my credit cards for things I would have purchased anyway. By the end of this year I'll have accrued almost $700 in cash back.

Anyone else enjoy cash back credit cards?

With enough discipline one can make out pretty good with rewards cards, and I admire those who do. I've found that just using a debit card attached to my checking account saves me the most money over the long term. Keeping my cards limited to just the debit card works well for me because I don't like managing several cards with rewards and potential fees or interest, but I certainly respect those who can properly utilize them. I've seen a few small business owners do well with them.

[TexanManWithPlans]

Why would I need a credit card. I pay cash for everything.

So do I, but I put it on credit first to earn cash back rewards. And the IRS doesn't tax it because it's considered a "refund."

[Celticguy]

like the flea market or black market to avoid paying taxes you fuckin crook.

You outted Yo-self you poor schmuck.................

Go to a new car dealer with cash in your pocket. Take their best offer and slice off 10% and show him the cash. See what happens.
But anyplace with a cashier, forget it.