Anyone Here Utilize Cash Back Credit Cards?

[TexanManWithPlans]

My American Express card earns 6% cash back on groceries and 3% cash back on gas. I also have a Discover and Chase that earn 5% in rotating categories (gas, Walmart, etc).

I only use my credit cards for things I would have purchased anyway. By the end of this year I'll have accrued almost $700 in cash back.

Anyone else enjoy cash back credit cards?

[CFM]

My American Express card earns 6% cash back on groceries and 3% cash back on gas. I also have a Discover and Chase that earn 5% in rotating categories (gas, Walmart, etc).

I only use my credit cards for things I would have purchased anyway. By the end of this year I'll have accrued almost $700 in cash back.

Anyone else enjoy cash back credit cards?

Why would I need a credit card. I pay cash for everything.

[floridafan]

Why would I need a credit card. I pay cash for everything.

The little bitches credit is so bad, that no one will give her a credit card.

[Jack]

I think the Vendor has to pay a small percentage to the Credit Card companies. So it's in the interest of the CC company to incentivize your use of 'plastic' rather than 'green dollars'.
(I'm guessing the Vendors just tack on the 'cost' to the price. In the end, the Little Guy that pays cash, ends up paying more)

[CFM]

The little bitches credit is so bad, that no one will give her a credit card.

Perhaps it's because you can't read or it's because you're just a stupid goddamn nigger but paying cash for everything means you don't need a credit card. You let me know which one applies to you.

[Jack]

Why would I need a credit card. I pay cash for everything.

[CFM]

I think the Vendor has to pay a small percentage to the Credit Card companies. So it's in the interest of the CC company to incentivize your use of 'plastic' rather than 'green dollars'.
(I'm guessing the Vendors just tack on the 'cost' to the price. In the end, the Little Guy that pays cash, ends up paying more)

No, boy, the ones paying cash don't tie themselves to that credit card company.

[CFM]

Yet you have no answer. You should be embarrassed.

[floridafan]

You gotta be the only shithead who buys from Amazon for cash.

[Jack]

No, boy, the ones paying cash don't tie themselves to that credit card company.

Establishing 'Credit' gives you a 'Track Record'. It will help lower your Auto Loan and Mortgage. Lenders like to know who they are dealing with.

[Jack]

You gotta be the only shithead who buys from Amazon for cash.

Are you addressing that to me. (?)

[Bill]

Why would I need a credit card. I pay cash for everything.

[Celticguy]

Why would I need a credit card. I pay cash for everything.

To get the kick back.
Of course you already overpaid as the credit card fees are built into the cost.
So by paying cash you forfeit that money.

[Jack]

To get the kick back.
Of course you already overpaid as the credit card fees are built into the cost.
So by paying cash you forfeit that money.

I'm not sure that will resonate with CFM.

[Bill]

The little bitches credit is so bad, that no one will give her a credit card.

yep........... Fool wants to walk around w/ coins jingling in his pocket, makes him feel rich...........

Not his fault though....

he was falsely imprison in Mississippi & lost his job, credit etc.....

He is saving up for a phone then onto a debt credit card...........