I am one of the ACCOUNTANTS for my employer, dumbass... I know full well how much my employer pays for the health insurance plan they offer us, and I know full well how much my share of that cost is. My employer is very generous and pays a large share of that cost.
I also do my own tax returns, dumbass... I don't get any "tax credit".
USFREEDOM911 (10-17-2019)
Such as my employer... They pay a very generous share of the health care plan costs...
So, you're attempting to shift my employer's healthcare plan expense over to the employee's paychecks. Okay.
There is no such thing as "free healthcare".
Paradox. Irrational argumentation.
[1] Healthcare is FREE.
[2] Taxes will be raised to pay for healthcare.
Which is it?
Even a small tax hike would result in a net loss for me.
Price controls never work.
I understand mine just fine.
Speaking for myself, I do not think that insurance is free. $XX.xx/paycheck gets siphoned off of my gross income. Then, the [gross income - health insurance premium] amount is subject to federal/state withholdings.
I pay a rather low amount for my premium. However, seeing as I am one of the Accountants for my employer (even though I don't handle payables), I am aware of how much healthcare costs, and am aware that my employer pays a rather large share of that cost.
My employer didn't "take advantage of propaganda". Again, I'm one of the accountants for my employer so I've seen firsthand how much my employer pays for their insurance. Their costs increased quite a bit due to ACA, and the coverage itself decreased in quality a bit due to ACA. In short, paying more for less. My employer still ate a large chunk of that increase though (they only passed along a very small portion of it to their employees), so my premium didn't increase too much, thankfully.
Maybe some did, but my employer didn't. See above. And it WAS Obama's fault.
Plenty of times, others DID make bad choices.
It may not be rocket science, but it IS price controls. Price controls never work. They ALWAYS ALWAYS ALWAYS lead to shortages... Every single time... Yet, people keep acting as if price controls are a good thing...
Wrong. Both employer and employee will now be taxed more as individuals to pay for "free" healthcare.
Employers lose out since their individual taxes increase, and employees lose out since their "fatter paychecks" just get transferred, and then some, to the federal government.
Stretch (10-17-2019)
So many insults. The smart thing is to take health insurance off the backs of companies. That would make our corporations more competitive. Universal health care would be so much cheaper and more comprehensive.
The cost of health insurance on companies includes the cost of managing it. It is a bad system.
Phantasmal (10-17-2019)
There is no such thing as free. It is paid for by taxes. We must all know that our system is wrong. Saddling a person with an educational mortgage damages people's financial lives and takes away consumer demand from a buying demographic.
Fixing that system would mean those who have the ridiculous and crippling debt would still have it. It is tough to justify erasing their debt.
Stretch (10-17-2019)
You pay your portion of the premium with pre tax dollars.
Some accountant you are. It's better than a tax credit. It never shows up as income in the first place.
And...your employer avoids FICA payments on the portion he pays.
But do tell us how you're special, and Medicare for all would be different from you getting the taxpayer to pay for your current coverage.
Once in a while you get shown the light, in the strangest of places if you look at it right.
Hello gfm7175,
Too bad they don't just pay that money to you instead. If my idea were enacted they would increase your take-home.
Zackly.
Once it is paid for up front there is no copay at the time of service. From the endpoint of the user, it is free.
I've made my position clear. I am not interested in playing semantics.
Not if your paycheck is increased by more than the tax hike. In that case it would be a net gain for you. But it is troubling that all your thinking about is yourself. I am trying to solve the problems of the nation and you are only concerned about you. Do you have any patriotism at all? Any calling to consider what is best for America?
What kind of system do you think you current insurance operates under? I hope you don't think it is a free and competitive market. How does a free market even exist for health care? It's not like if you're unconscious and in need of immediate medical attention that you are in any position to compare prices. And even if you were, how would you do that? Which hospitals publish their prices for procedures? Broken arm - X dollars, appendix out - Y dollars, heart attack treatment - Z dollars. Maybe they have an electronic sign out front: Special today only: gunshot wound to the thigh, only $33,000 non complicated, with bone impact $99,000. Have your ambulance come here, or make note and keep it in your pocket in case of being found unconscious.
The 'insurance that you are happy with and you want to keep?' It's price-controlled!
Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.
gfm7175 (10-18-2019), USFREEDOM911 (10-17-2019)
Hello gfm,
You do know that the federal government is our friend, right? Without it, the USA would not exist. I hope you do love this country. I cannot imagine how you might expect it to exist if government-hater succeed in debilitating the federal government to the point of ineffectiveness. We need a large and strong central government if we wish to have a large and strong country.
Personal Ignore Policy PIP: I like civil discourse. I will give you all the respect in the world if you respect me. Mouth off to me, or express overt racism, you will be PERMANENTLY Ignore Listed. Zero tolerance. No exceptions. I'll never read a word you write, even if quoted by another, nor respond to you, nor participate in your threads. ... Ignore the shallow. Cherish the thoughtful. Long Live Civil Discourse, Mutual Respect, and Good Debate! ps: Feel free to adopt my PIP. It works well.
USFREEDOM911 (10-18-2019)
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