I’m a 29-Year-Old With $235k in Student Debt.

[Text Drivers are Killers]

Higher education and health care have gotten so outrageously expensive average people can't afford either.

Some idiots will say "so what?" but what will happen to America when people stop going to college? What will happen to America when health insurance premiums get so expensive everyone stops buying it and just doesn't pay their hospital and doctor bills?

Something is wrong here and it needs to be dealt with.

The health care crisis would be solved if we banned health insurance. Health costs would plummet very quickly to about 5% of what they are now.

[reagansghost]

The health care crisis would be solved if we banned health insurance. Health costs would plummet very quickly to about 5% of what they are now.

pure genius

[Micawber]

So a couple points. I think there should be a lot of interest forgiveness but don't think the principle should be forgiven.
Yes some fault on the borrower and need for contractual accountability, however, some institutions, whatever ed they may be
have been providing , are proven to have misrepped employment data. Devil in the details. If the=is is culinary college, then the choice was
poor. I am certain the 235k is not owed due to attending Cal Tech. It's some degree that provides a shaky return.

Even private student loans are hard to BK, you have to file an adversarial, and gubmint ones are not dischargable.

Question for volsjerk, why so angry at the student debt when its not dischargeable and credit card debt is discharged every fucking day?
I would think that would piss you off way more. People are buying "Obamaphones" and hanging Chase and Capital One out to dry
getting a discharge and on the way out the door they are applying for their next high interest card to go to Zales or Victoria Secret
to buy a teddie for their side action. Where is your outrage?

[USFREEDOM911]

in very real way the debt was foisted upon them

in this world of outrageously expensive higher education what would they do if not or the vultures crawling all over the student loan industry?

think before you post

How about the "student(s)" thinking BEFORE they commit to the loan??

[USFREEDOM911]

You really are naive to this issue. Even the wealthy often borrow to go to college. Your ideas are not realistic, as no one is going to do menial jobs till they're older, and then go to college. What's the point, since you'd instead have to borrow for other living expenses while you save?

And some liberals pay BRIBES for their kids to get into College.

[USFREEDOM911]

When I was going to college it was 16 bucks a credit hour. You paid for your classes in advance or did not go. It was easily affordable. This problem has been created by corporations and banks who are looting higher learning students. If you believe the country is better served by having more citizens getting a higher education, you should make it affordable or free.

OR MAYBE; there needs to be a groundswell of people refusing to send their kids to College, until the high costs are addressed and changed.

FREE MARKET BABY.

[USFREEDOM911]

Just curious; but is it possible that just maybe these "Expensive Colleges" would do some restructuring of their costs, if no one enrolled for say 5 years??

[Nomad]

The health care crisis would be solved if we banned health insurance. Health costs would plummet very quickly to about 5% of what they are now.

I don't think so.

People who work in the health care industry, hospitals, clinics, doctors' offices, pharmaceutical companies and medical supply manufacturing companies etc, etc, are paid very well. They insist on being paid well and they want good fringe benefits to go with it. Even hospital custodians get paid well and have benefits. All of that costs a lot of money and drives up the cost of health care. Insurance companies get every price break hospitals can give them so that they can pay claims and remain profitable, but it's still astronomical.

The only way to bring down costs across the board, would be for everyone who works in the health care industry to take a pay cut, which is of course, never going to happen. Or the government could enact some kind of health care payroll tax similar to the Medicare deduction that comes out of everyone's paycheck already. That way, by spreading the cost out across every working American, the cost per person would drop drastically.

Along with the payroll tax, each person could be required to pay a copay for doctor visits based on their income and expenses.

I would even go as far as saying that we should have guaranteed catastrophic illness coverage for every American. Let people pay something for their doctor visits for minor illnesses like colds, viruses, aches, pains and sprains etc. Maybe allow hospitals and ER's to stop taking those cases and let walk in clinics handle all that. But for anything that would run up a total bill of over $10k - $20k, let the national coverage take care of most of it over a certain percentage or dollar amount.

Something needs to be done soon or the system is going to collapse.

[canceled.2021.2]

You really are naive to this issue. Even the wealthy often borrow to go to college. Your ideas are not realistic, as no one is going to do menial jobs till they're older, and then go to college. What's the point, since you'd instead have to borrow for other living expenses while you save?

Says the douche living at home with mama living on the dole with fake disabilities

[canceled.2021.2]

When I was going to college it was 16 bucks a credit hour. You paid for your classes in advance or did not go. It was easily affordable. This problem has been created by corporations and banks who are looting higher learning students. If you believe the country is better served by having more citizens getting a higher education, you should make it affordable or free.

Ummmm

Obama took over the student loan bidness

Just sayin

How is it the bankstas fault. It is so easy being a leftist when you are ignorant all of the time

[canceled.2021.2]

no way, tuition fees for any halfway decent university are off the charts, even working a typical Trump-voter job like flipping burgers won't cut it..........they'd end up like those people you see at Reichstag rallies


the average cost of college for the 2017–2018 school year was $20,770 for public schools (in-state) and $46,950 for nonprofit private schools, only including tuition, fees, and room and board. Each year, school costs have continued to increase, even accounting for inflation.

https://www.valuepenguin.com/student...ost-of-college

How about just instituting price controls?

No college can charge more than $5000 a year for tuition. That goes for community college as well as Harvard.

Problem solved

[canceled.2021.2]

Higher education and health care have gotten so outrageously expensive average people can't afford either.

Some idiots will say "so what?" but what will happen to America when people stop going to college? What will happen to America when health insurance premiums get so expensive everyone stops buying it and just doesn't pay their hospital and doctor bills?

Something is wrong here and it needs to be dealt with.

Let me guess? We need more gobblement to solve it right?

[PostmodernProphet]

get your GED and we'll talk

if he does he will be too smart for you to understand......

[PostmodernProphet]

Shut the fuck up Boomer. You know literally nothing.

millennials spent tons of money to know something they can think about in their mother's basement......

[Sailor]

no way, tuition fees for any halfway decent university are off the charts, even working a typical Trump-voter job like flipping burgers won't cut it..........they'd end up like those people you see at Reichstag rallies


the average cost of college for the 2017–2018 school year was $20,770 for public schools (in-state) and $46,950 for nonprofit private schools, only including tuition, fees, and room and board. Each year, school costs have continued to increase, even accounting for inflation.

https://www.valuepenguin.com/student...ost-of-college

Around my area and maritime related fields you can make that easily in a season fishing commercially. Double that easy. There are others jobs like that out there also. May take a year or two longer but it would be paid for.