Then go find one. They are out there.
Better handled at the State level (and already is). The federal government has no authority to implement such a program according to the Constitution. They cannot do anything legally outside the powers specifically laid out in the Constitution. Various States, however, have this already coded into their constitutions. If yours doesn't, see your local legislature about such an amendment and get the people of your State to vote for it.
Socialism does not improve anything.
Private lawsuits already do that.
A blanket proposal that fails to cover a lot of cases. What if the insurer specifies they won't cover a certain condition when you sign up with them. Are they still liable?
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