Truth Detector (04-23-2019)
Truth Detector (04-23-2019)
Why should we allow those who won't pay their debts to have their loans "dischargable by bankrupcy and then making it so that the bank and school take the hit if the borrower is unable to pay"? That sure as hell isn't teaching them to be responsible, is it? Why should banks and schools bear other's irresponsibility? I say garnish their wages until all debt is paid off.
Common sense is not a gift, it's a punishment because you have to deal with everyone who doesn't have it.
Truth Detector (04-23-2019)
Seriously, read up on it. I'm not being snarky, however, it is a lot of information that I don't want to post.
http://economics.mit.edu/files/16255
That's actually not a bad idea. Not everyone is suited for academics. If we put the same effort into creating institutes of higher learning that teach the trades, we'd all prosper. We need mechanics, plumbers, carpenters, CNAs, et al more than we need more lawyers and English lit majors.
Oh look, another one who thinks debate involves putting words out that weren't said. Where did I say that? I'd be more inclined to say that if by the senior year, a kid hasn't shown the aptitude and willingness to do well in h.s., he/she is unlikely to do that well in college. Do some aptitude tests in middle school, let the students know what's riding on their next few years, and give the final exam and results in the senior year.
Fuck Warren and her plan. Pay your debts you scumbags. Why the fuck does someone make 130K deserve to have their debt reduced?
Once these lowlifes have their debt removed and get back to even, surely they will pay all their debt from that point on, right? There's no way they would learn that they don't really have to pay their debt?
Truth Detector (04-23-2019)
the problem is its an entire generation in debt. They wont be able to buy houses, even credit cards have to make specialty secured cards for them, all of this of course leads to lower consumer spending when the entire economy runs on consumer spending.
I think its going to have to be an amnesty thing. One time then no more student loans. Or Trumps plan where student bank and school get together facilitated by the govt for the student to get loans (which bank and school now have to make sure they recoup)
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