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Thread: Football and the Insurance Market

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    Default Football and the Insurance Market

    Since the NFL is fully political now this is relevant news. The issue of insurance for head traumas (same for hockey and soccer) sports as less firms are willing to insure the league. As a football fan I hope this gets “fixed” but it’s a very real issue.


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    Quote Originally Posted by cawacko View Post
    Since the NFL is fully political now this is relevant news. The issue of insurance for head traumas (same for hockey and soccer) sports as less firms are willing to insure the league. As a football fan I hope this gets “fixed” but it’s a very real issue.


    https://es.pn/2FygsVt
    What does politics have to do with insurance, or must everything you post have to be political?

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    Default

    Quote Originally Posted by cawacko View Post
    the NFL is fully political now this is relevant news.
    another freaky current event thread by the wack

    I really liked the Steph Curry/NBA thread but this NFL thread definitely has potential, we'll see

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    Quote Originally Posted by cawacko View Post
    Since the NFL is fully political now this is relevant news. The issue of insurance for head traumas (same for hockey and soccer) sports as less firms are willing to insure the league. As a football fan I hope this gets “fixed” but it’s a very real issue.


    https://es.pn/2FygsVt

    Way too much MONEY in Football
    ONE-N-DONE, YOU GOT PLAYED; Time To Play-On
    Remember ... ELECTIONS HAVE CONSEQUENCES ... So STFU Bitch

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    Politics have a lot to do with insurance!

    The Health Insurance Lobby is still buying politicians as we speak!

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    Quote Originally Posted by Bourbon View Post
    Way too much MONEY in Football
    Even with what we now know about head trauma?

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    Quote Originally Posted by cawacko View Post
    Even with what we now know about head trauma?

    Yep ... Americans are Daredevils and Gamblers with their own lives ... for money

    I'll just watch it from the comfort of home.
    ONE-N-DONE, YOU GOT PLAYED; Time To Play-On
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    Quote Originally Posted by Bourbon View Post
    Yep ... Americans are Daredevils and Gamblers with their own lives ... for money

    I'll just watch it from the comfort of home.
    This isn’t about people playing but insurance firms who won’t insure the sport. No insurance no NFL (or hockey or soccer)

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    Default

    Quote Originally Posted by cawacko View Post
    Since the NFL is fully political now this is relevant news. The issue of insurance for head traumas (same for hockey and soccer) sports as less firms are willing to insure the league. As a football fan I hope this gets “fixed” but it’s a very real issue.


    https://es.pn/2FygsVt
    The players still have their personal policies. This is about catastrophic policies for the league.

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    Insurance companies will provide coverage if they can collect the premiums to cover the risk.
    This is a workers compensation issue.
    The owners are the employers. They have a legal obligation to provide workers compensation coverage to their employees.

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    Quote Originally Posted by Tkaffen View Post
    Insurance companies will provide coverage if they can collect the premiums to cover the risk.
    This is a workers compensation issue.
    The owners are the employers. They have a legal obligation to provide workers compensation coverage to their employees.
    They are not employees of the League so it isn't a workers comp issue. The article deep dives further into school sports programs. It is about general liability policies which would cover lawsuits and related losses.

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    Used to love the NFL.

    I hope it folds. It is a shell of its former self. It has let anti American traitorous leftist infiltrate it’s ranks

    It will be less popular than boxing in 15 years

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    NFL and high school sports are two different issues.

    If you are injured during high school good luck suing the school under their general liability policy. The school has a good defense called “assumption of risk”.

    In the NFL there is an employee/employer relationship. It’s a good possibility their multimillion dollar contracts address health and injury issues in lieu of workers compensation coverage.

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    They are employees of an owner.
    For example Brady is not an employee of the NFL. He is an employee of the Patriots organization.
    Brady is not a coworker of Golden Tate. Tate is an employee of the Philadelphia organization.
    It is a workers compensation issue.

    Now the injured players may sue the league which is a separate entity from their employer (their team).

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