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Thread: 78% of USA workers live paycheck to paycheck

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    I would think 'Government' workers live pretty close to the line since they think they will have a job forever.

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    Give them a 25% raise and most would still live paycheck to paycheck. I know far too many people like that and it isn't because they are minimum wage workers. One of my brothers is one of them. Makes $35/hr and can work all the over time he wants to work and pisses it away.

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    It is not important what people make, it is important what they save.
    It is hereby ORDERED, ADJUDGED and DECREED that in
    consideration of their affirmative assumption of responsibility
    contained in part III herein, the complaint against Fred C.
    Trump and Donald J. Trump is dismissed against them in their
    personal capacity, with prejudice, as to all allegations
    contained therein, and predating this Order.

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    sad, but obviously only the problem of those 78%.......

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    Quote Originally Posted by Kacper View Post
    Give them a 25% raise and most would still live paycheck to paycheck. I know far too many people like that and it isn't because they are minimum wage workers. One of my brothers is one of them. Makes $35/hr and can work all the over time he wants to work and pisses it away.
    Is he happy?
    Thatís why Iím so screwed up, because I had a father who pushed me so hard,Ē Trump acknowledged in 2007, in a brief and rare moment of self-awareness.

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    Quote Originally Posted by Phantasmal View Post
    Is he happy?
    He pisses it away on Drugs, Sex, and Rock and Roll. (So yes, he is happy)

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    Lots of losers. LOL

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    Quote Originally Posted by Phantasmal View Post
    Is he happy?
    I don't know. We aren't sisters who discuss our feelings while drinking wine and having pillow fights in the Jacuzzi. I know he hates working 12 hour shifts but now that his house is almost paid off, they are talking about selling it and building a new on because why put yourself in a position in which you don't have to work at a job you hate for 20 more years to pay off a new mortgage because your RN wife thinks she should live in the same neighborhood as the doctors she works for.

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    Quote Originally Posted by Kacper View Post
    Give them a 25% raise and most would still live paycheck to paycheck. I know far too many people like that and it isn't because they are minimum wage workers. One of my brothers is one of them. Makes $35/hr and can work all the over time he wants to work and pisses it away.
    Sadly this is very true. Many people think if they get a raise or make a little more money their problems will go away but when they make that extra money they now want a nicer car or bigger home or something along those lines. Then they find themselves back in the exact same financial position as before

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    Quote Originally Posted by Kacper View Post
    I don't know. We aren't sisters who discuss our feelings while drinking wine and having pillow fights in the Jacuzzi. I know he hates working 12 hour shifts but now that his house is almost paid off, they are talking about selling it and building a new on because why put yourself in a position in which you don't have to work at a job you hate for 20 more years to pay off a new mortgage because your RN wife thinks she should live in the same neighborhood as the doctors she works for.
    Pillow fights in a jacuzzi...hmmmm
    Thatís why Iím so screwed up, because I had a father who pushed me so hard,Ē Trump acknowledged in 2007, in a brief and rare moment of self-awareness.

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    What's your point? Do you automatically assume they aren't making enough? Have you ever considered that those who do live that way do sobecause they don't know how to manage money?

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    Quote Originally Posted by Kacper View Post
    Give them a 25% raise and most would still live paycheck to paycheck. I know far too many people like that and it isn't because they are minimum wage workers. One of my brothers is one of them. Makes $35/hr and can work all the over time he wants to work and pisses it away.
    Except in rare cases, poor people are poor because they suck at managing money. If someone makes $15/hour but sucks at managing money, they'll suck at managing money at $20/hour.

    The automatic assumption by too many is that people don't have enough. The reality is too many actually try to live beyond their means. They try to live a $1 million lifestyle on a $7.25/hour wage.

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    I spent a lot of years paycheck to paycheck. Even worse, I was self employed so you could never rely on a check coming. You got paid when the customer paid you. Sometimes they fuck you and you never see that money. sometimes a fucking judge dismisses the lien you placed against the dirtbag customer's house when the fucker declares bankruptcy and you never see a fucking dime for two weeks worth of work and you laid out
    $500 for labor and even more for materials. Ouch, that one fucking hurt. I left Oregon because of that one. What's the point of following licensing rules and all the bonding and insurance if the state allows people to rip you off? Now I'm in columbus and I don't need a license to operate, insurance is a third of the cost in Oregon, and the customers pay nearly double the price without hassles. Fuck Oregon... That's all I have to say about that.

    I'm finally not so poor that I have no savings!! Flyover country FTW!

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    Quote Originally Posted by cawacko View Post
    Sadly this is very true. Many people think if they get a raise or make a little more money their problems will go away but when they make that extra money they now want a nicer car or bigger home or something along those lines. Then they find themselves back in the exact same financial position as before
    It is one of the big reasons I absolutely loathe the earned income tax credit. For every person I know who did something practical with theirs, I know at least a dozen people who did stupid shit like buy a pound of pot and smoke it all up in a couple weeks, or eat out at nicer food joints until it was all gone. I have known people to buy a bunch of crap like guns and crossbows they didn't need that ended up lost to pawnshops as soon as they were back to living paycheck to paycheck. It is absolutely ridiculous. My lawyer says February through April is his divorce season because so many people are splitting up fighting over the tax check or getting pissed at each other the second the fun money is gone.

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